听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve System?W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.Q: Which of the following is not mentione
题目
听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve System?
W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.
Q: Which of the following is not mentioned by the woman?
(14)
A．Interbank lending.
B．Cheek clearance.
C．Electronic fund transfer.
D．Borrowing ability.
相似考题
更多“听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve System?W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.Q: Which of the following is not mentione”相关问题
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第1题：
听力原文：M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)
A．Four.
B．Two.
C．Three.
D．Five.
正确答案：C
解析：录音原文提到Margins mainly depend on…the rate of interest shah be firm．所以C选项正确。 -
第2题：
听力原文：M: Would you please tell me what I should do to have funds transferred to me here from London?
W: The fastest way is by telegraphic transfer from your bank in London to us.
Q: What does the man want to do?
(20)
A．He wants to withdraw some pounds.
B．He wants to transfer some money to London.
C．He wants to know how to transfer money from London to him.
D．He wants to exchange some pounds for yen.
正确答案：C
解析：男士问的是如何“have funds transferred to me here from London”，所以C项正确。 -
第3题：
听力原文：W: With the convenience of bankcards, more and more people prefer bankcards to personal checks.
M: I agree. People like bankcards because they offer greater safety and convenience than personal checks.
Q: What can be inferred from the conversation?
(20)
A．A merchant doesn't know the balance before completing a sale.
B．No security system has yet been devised for personal checks.
C．A personal check is secure at the check stand.
D．The clerk can examine all the bankcards.
正确答案：B
解析：根据男士的回答，银行信用卡比个人支票安全、方便，由此可推断出个人支票缺乏安全性。 -
第4题：
听力原文： We will live in a society when cash no longer exists. Instead, "cash" would be electronic, as in bank-card systems. Notes and coins would be abandoned. Its benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would cease to occur. Urban streets would become safe. Retail shops in once dangerous areas could operate in safety. Neighborhoods would improve.
National electronic-money system would operate as a debit-card system. Each individual's money would be held in his money-system account. A transaction would affect an instant transfer of money from his account to that of another account holder. Only cash would be supplanted by electronic money. Credit card and automatic-teller-machine system would not necessarily change, although you could no longer obtain cash at ATMs.
27. In future, what kind of form. will the money be?
28.According to the passage, why would the neighborhoods improve?
29.What make(s) it possible to divorce money from evil?
30.According to the passage, which of the following statements is false?
(27)
A．cash
B．notes and coins
C．recorded electronic funds-transfer system
D．paper gold
正确答案：C
解析：录音原文提到We will live in a society…would be electronic，as in bank-card systems． -
第5题：
听力原文：M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A．All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B．British banks started to issue credit cards.
C．Customers of British banks may cash their cheques in European countries.
D．Commercial banks in the United States began to issue cheque card.
正确答案：A
解析：根据女士回答：支票卡最先在1965年由英国银行发行，从1969年开始，英国各大商业银行协定发行标准化的支票卡。 -
第6题：
The Federal Reserve has been providing free check-clearing facilities to all the banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：第二段开头指出Until 1981 the Federal Reserve had provided free check-clearing facilities to its members...。 -
第7题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following is not true?（ ）A.National Banks in the USA refers to “State Banks”.
B.The group banking system usually exists in the states where branch banking is prohibited.
C.Stateside branching implies that bank branches are allowed to operate anywhere within the state.
D.Limited branching allows bank to operate branches within geographic territories authorized by the state law.答案：A解析：本题考查细节理解。
【关键词】which of the following; not true
【主题句】
第一段In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency （OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. 在美利坚合众国，银行被分类为联邦特许银行（即由通货审计官办公室（OCC）发放牌照，被称为“国家银行”）以及国家特许银行（即由监管机构发放牌照，被称为“国有银行”）。
第三段第二句The group banking system usually exists in the states where branch banking is prohibited. 集团银行系统通常存在于禁止分支银行的州。
第四段第二句Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. 有限的分支机构允许银行在州法律授权的地域内经营分支机构。美国分支机构意味着银行分支机构可以在该州任何地方运营。
【解析】题目意为“以下哪个选项不正确？”选项A意为“美国国家银行即是 ‘国有银行’”；选项B意为“集团银行系统通常存在于禁止分支银行的州”；选项C意为“分支机构意味着银行分支机构可以在该州任何地方运营”；选项D意为“有限分支允许银行在州法律授权的地域内经营分支机构”。根据主题句，只有选项A与题意不相符。 -
第8题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is the charting authority of the USA for banks?（ ）A.FRA
B.Laws of states
C.Fed
D.OCC答案：C解析：本题考查细节理解。
【关键词】the charting authority of the USA; for banks
【主题句】
倒数第二段Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. 现在让我们看看联邦系统，通常被称为联邦储备银行或“美联储”，这是成立于1913年的美国中央银行。它决定了美国国会制定的准备金限额要求。美联储的职能是通过管理国家的货币供应来稳定经济。
倒数第一段The Federal Reserve Act （FRA） 1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last resort
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
1913年美国联邦储备法（FRA）规定了美联储的权力，除了正常的中央银行的目标外，还强调以下几点。
i管理美国的货币体系和货币供应；
ii提供资金作为最后贷款人；
iii提供高效的清算系统；
iiii提供严格的银行监督系统。
【解析】题目意为“美国银行管理当局是？”选项A意为“美国联邦储备法”；选项B意为“国家法律”；选项C意为“美联储”；选项D意为“通货审计官办公室”。根据主题句，美国银行受美联储来监管，因此选项C与题意相符。 -
第9题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is included in the commercial banking system of the USA?（ ）A.The Fed banks, the State banking and group banking.
B.The Fed banking, the state banking and group banking.
C.Unit banking, group banking and branch banking.
D.Specialized banks, group banking and unit banking.答案：C解析：本题考查细节理解。
【关键词】included in the commercial banking system of the USA
【主题句】
第一段最后一句Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. 现在让我们看看商业银行的组织结构，其中包括单位银行，集团银行和分支银行。
【解析】题目意为“美国商业银行系统包括什么？”根据主题句，选项C与题意完全相符。 -
第10题：
Which of the following best describe the customer benefits of change management in the operate phase？ Select exactly 1 answer（s） from the following：（）。
- A、reduce unnecessary disruption， delays， rework， and other problems by establishing test cases for use in verifying that the system meets operational， functional， and interface requirements
- B、improve its ability to make sound financial decisions by developing a business case based on its business requirements and establishing a basis for developing a technology strategy
- C、reduce operating costs and limit change-related incidents by providing a consistent and efficient set of processes
- D、improve the return on investment and hasten migration by identifying and planning for necessary infrastructure changes and resource additions， as well as reduce deployment costs by analyzing gaps early in the planning process to determine what is needed to support the system
正确答案:C -
第11题：
Which of the following best describes what is meant by Linux Affinity on AIX？（）
- A、The ability to install a Linux system on an AIX system
- B、The ability to install an AIX system on a Linux system
- C、The ability to compile and run a Linux application on AIX
- D、The ability to compile and run an AIX application on Linux
正确答案:C -
第12题：
多选题Which of the following are benefits to server virtualization？（）AOperating system standardization
BIncreased hardware utilization
CIncrease of unused resources
DEase of administration
ESimplification of disaster recovery
FEase of new server deployment
正确答案： C,E解析： 暂无解析 -
第13题：
听力原文：M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.
Q: What are they talking about?
(13)
A．A contractual arrangement.
B．A counterpart.
C．Many types of risks.
D．Credit risk.
正确答案：D
解析：他们在谈论银行所面临的风险，女士说“The major type of risks is called credit risk.”，所以D选项符合题意。 -
第14题：
听力原文：M: It is reported that in some countries banks are not allowed to make investments in equity securities.
W: Generally commercial banks may invest only in those securities that are rated as "investment grade", or have bond ratings in the top four categories.
Q: Where are banks only allowed to make investments?
(15)
A．In equity securities.
B．In personal funds.
C．In securities rated as investment grade.
D．In property markets.
正确答案：C
解析：根据女士的回答商业银行只能投资"securities that are rated as 'investment grade'"。 -
第15题：
听力原文：M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
(15)
A．The banks will disapprove them.
B．The banks will approve them.
C．The Bank will benefit from the loans.
D．The bank will make profit from lending.
正确答案：A
解析：根据男士的话可知银行对投机性高的贷款申请的态度是“decline”，即“拒绝”，A项正确。 -
第16题：
对话理解
听力原文：W: What kind of monetary policy instruments may your bank use?
M: They include adjusting the base interest rate, regulating rediscounting and open market operations.
Q: Which of the following wasn't mentioned by the man as a monetary policy?
(11)
A．The minimum deposit reserve.
B．Adjusting the base interest rate.
C．Regulating rediscounting.
D．Open market operations.
正确答案：A
解析：对话谈论的是货币政策工具种类的问题，男士提到了调整基准利率、规定再贴现政策和公开市场操作，他没有提及最低存款准备金。 -
第17题：
听力原文：In the United States, the Federal Gold Reserve acts as the central bank.
(2)
A．In the US, the Federal Gold Reserve acts as the central bank.
B．In the US, the central bank is the commercial bank.
C．In the US, there is no central bank.
D．In the US, the central bank is not so important.
正确答案：A
解析：单句意思为“在美国，联邦黄金储备局发挥着中央银行的作用。” -
第18题：
What are the major benefits of B2B?正确答案：In general, the major benefits of B2B are that it: eliminates paper and reduces administrative costs; expedites cycle time; lower search costs and time for buyers; increases productivity of employees dealing with buying and/or selling; reduces errors and improves quality of services; reduces inventory levels and costs; increases production flexibility, permitting just-in-time delivery; facilitates mass customization; increases opportunities for collaboration.
-
第19题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following is TRUE?（ ）A.The Fed undertakes banking supervision over banking system in the USA.
B.The savings banks in the USA are authorized to do real estate business by some states’ law.
C.Specialized banks in the USA provide funds as the lender of last resort.
D.Specialized banks in the USA are the same to those in China.答案：A解析：本题考查细节理解。
【关键词】which of the following; true
【主题句】
第五段In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）. 在美国，还有专业银行，包括艾契法案银行，国际银行业务机构，银行家银行，储蓄银行，储蓄和贷款协会，信用合作社和政府拥有的以及房地产投资信托基金会（TEIT ）。
倒数第一段The Federal Reserve Act （FRA） 1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last resort
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
1913年美国联邦储备法（FRA）规定了美联储的权力，除了正常的中央银行的目标外，还强调以下几点。
i管理美国的货币体系和货币供应；
ii提供资金作为最后贷款人；
iii提供高效的清算系统；
iiii提供严格的银行监督系统。
【解析】题目意为“以下哪个选项正确？”选项A意为“美联储对美国的银行体系进行银行监管”；选项B意为“美国的储蓄银行有权根据一些州的法律从事房地产业务”；选项C意为“美国的专业银行为最后贷款人提供资金”；选项D意为“美国的专业银行与中国的专业银行相同”。根据主题句，美联储是作为最后贷款人提供资金，选项C错误；选项B和D内容在文章中并未提及；因此，只有选项A与题意相符。 -
第20题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following title best suits the passage?（ ）A.Banking and Non-banking in the USA.
B.Banks in the USA.
C.Bankers in the USA.
D.Banking in the USA.答案：B解析：本题考查主旨大意。
【关键词】the following title; best suits
【主题句】
第一段In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency （OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. 在美利坚合众国，银行被分类为联邦特许银行（即由通货审计官办公室（OCC）发放牌照，被称为“国家银行”）以及国家特许银行（即由监管机构发放牌照，被称为“国有银行”）。银行被允许向联邦或州政府进行登记。现在让我们看看商业银行的组织结构，其中包括单位银行、集团银行和分支银行。
第五段In the United States, there are also specialized banks…在美国，还有专业银行……
第六段There are also non-bank financial institutions in the USA…美国还有非银行金融机构……
第七段Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913.… 现在让我们看看联邦系统，通常被称为联邦储备银行或“美联储”，这是成立于1913年的美国中央银行。
【解析】题目意为“以下哪个题目与文章最相符？”根据主题句，文章依次介绍了国家银行、国有银行、商业银行、专业银行、非银行金融机构以及中央银行“美联储”，主要围绕着美国的银行进行展开，因此选项B与题意更相符。 -
第21题：
Which implement phase service component consists of explaining the benefits and limitations of purchased support options to a customer and ensuring that the customer understands operational processes and responsibilities？ Select exactly 1 answer（s） from the following：（）。
- A、Staging and System Migration
- B、Post Implementation Support Handoff Meeting
- C、Detailed Design Development
- D、Staff Training
正确答案:B -
第22题：
Which of the following are benefits to server virtualization？（）
- A、Operating system standardization
- B、Increased hardware utilization
- C、Increase of unused resources
- D、Ease of administration
- E、Simplification of disaster recovery
- F、Ease of new server deployment
正确答案:B,E,F -
第23题：
What are three benefits of using ASM？（）
- A、 Ease of disk administration and maintenance
- B、 Load balancing across physical disks
- C、 Software RAID-1 data redundancy with double or triple mirrors
- D、 Automatic recovery of failed disks
正确答案:A,B,C