The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.A．RightB．WrongC．Doesn't say

题目

The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.

A．Right

B．Wrong

C．Doesn't say

相似考题

1.which must work for years (96) any external power sourcA.withB.withoutC.asD.than

2.The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.A．RightB．WrongC．Doesn't say

3.According to the passage, which of the following about the borrower's financial weakness is false?A．Past record of repayment.B．Low profitability.C．Poor management.D．Heavy obligations to creditors.

4.I must say that I have never heard, from any Western pacifist, an honest answer to this question, though I have heard plenty of evasions, usually of the “you’re another” type.

参考答案和解析
正确答案：C
解析：关于定期贷款协议文中第二段第一句Frequently, the borrower needs to draw down the funds over a period of many months...做了简短的说明，并没有提到题中所说的贷款额必须全部使用完，更没有说不允许使用没有使用的信用额度。
更多“The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.A．RightB．WrongC．Doesn't say”相关问题

  • 第1题：

    Security is required on loans so that ______.

    A．the lending bank can enjoy higher interest receipts from the loan

    B．the borrower is more willing to pay back the money

    C．the funds borrowed will be repaid within a shorter period of time

    D．more prime borrowers are attracted


    正确答案：B
    解析：文章第一段提到As long as the borrower...strong incentive to repay the obligation.发放贷款时银行要求借款人提供抵押是为了提高贷款的安全性，在心理上给予银行一定的安全感，一般借款人在提供抵押品之后其还款意愿会有所提高。

  • 第2题：

    Apart from borrowing from hanks, a firm or an individual can obtain funds in a financial market in two ways. The most common method is to issue a (61) , such as a bond or a mortgage, which is a (62) by the borrower to pay the holder of it at (63) until a specified date, when a final payment is made. The (64) of it is the time of expiration date. The second method of raising funds is by issuing (65) , such as common stock, which are claims to share in the net income and the assets of a business.

    (46)

    A．debt instrument

    B．letter of credit

    C．letter of guarantee

    D．certificate of deposit


    正确答案：A
    解析：句意：最常见的一种方法是发行债务工具，比如债券或抵押。debt instrument债务工具。letter of credit信用证。letter of guarantee保证函。certificate of deposit大额定期存单。

  • 第3题：

    The borrower may draw the funds from the credit aggregates within the time limit for expanding their operations.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：整个第一段和第二段第一句都说明了在确定的时期内，定期贷款可能被用作扩大经营，a major plant expansion(企业扩大)所带来的提示。

  • 第4题：

    An industrial corporate can meet its financial needs by seeking funds from the capital market.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：结合第一、二句可知资本市场为工商企业、政府、地方政府提供中长期融资，进一步推导得出工商业企业的融资需求可以通过资本市场满足。

  • 第5题：

    If a customer wants to draw cash with a cheque for himself at his own branch, what he needs to do is to write "pay cash" between the parallel lines.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：B
    解析：根据文中最后一句To "open" a "crossed" cheque…writes "pay cash" between the parallel lines and adds his signature beneath．Signature签名。

  • 第6题：

    Usually, a loan to government is safer than a loan to a private-sector borrower.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：从文中第三句话In any case, a loan to the foreign nation's government or its agencies is generally safer than a loan to a private-sector borrower．可以看出。

  • 第7题：

    The exporter has gotten the funds before he ships the goods in foreign collection.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：B
    解析：倒数第二句是说Before the goods it has bought can be shipped, the importer must place funds with its bank，而不像题中所说的“出口商在发出货物之前，就已经拿到了托收款”。

  • 第8题：

    Which is not one of the things researched by a bank? __________

    A.How much money the borrower owns
    B.What salary the borrower makes
    C.What kind of job the borrower has
    D.What kind of house the borrower lives in

    答案：D
    解析：
    题干询问的是银行查询的内容，集中在文章第二段，可以用对比排除的方法得出答案。A、B、C三项文章都有提及，剩下的D项即为正确答案。

  • 第9题：

    单选题
    If most of the people of a country have a television, we _____.
    A

    can say the television is a need in the same sense as food, clothing and shelter

    B

    can say the television must be a basic necessity

    C

    cannot say the television is a basic necessity

    D

    can say every family must have one


    正确答案： A
    解析：
    推理题。最后一段提到“Even now we cannot say it is a need in the same sense as food, clothing and shelter. Yet if most of the people of a country have one, it comes to be accepted as a need.”，如果一个国家的大部分人都有一台电视机，那么电视机将有可能成为一种基本的需要。B选项过于绝对，因此只能选C选项。

  • 第10题：

    单选题
    Hugh Montgomerie has written two novels.
    A

    Right.

    B

    Wrong.

    C

    Doesn’t say.


    正确答案： C
    解析：
    第三段倒数第二句指出he is now busy at work on his second，由此可以看出，他只完成了一本。

  • 第11题：

    单选题
    Before writing a book, the first thing is considering what to say.
    A

    you must first ponder what to say and what not to be said carefully

    B

    it’s extremely necessary that you know what to say

    C

    the first thing is to consider what to say

    D

    you must first ponder what to say and what not to say


    正确答案： B
    解析：
    该题考查的是主语“一致关系”。当before，when，while，if，unless，after等引导分词短语作状语时，这些状语的逻辑主语必须和主句的主语保持一致。因此D为正确答案。

  • 第12题：

    单选题
    Where a period is fixed during which freight is to be paid，the Shipowner must（）to deliver the goods throughout the whole of that period if he wishes to claim payment.
    A

    be had

    B

    be made

    C

    be prepared

    D

    be delivered


    正确答案： D
    解析： 暂无解析

  • 第13题：

    According to the passage, unsecured loans are granted on the basis of ______.

    A．the borrower's financial condition

    B．the guarantor's financial condition

    C．the guarantor's past record of repayment

    D．the borrower's pledged assets


    正确答案：A
    解析：文章第二段提到Unsecured loans…and financial condition，信用贷款是依照借款人的财务状况、预期收人情况以及过去的还款记录发放的。

  • 第14题：

    The PBC can exercise examination of a commercial bank at any time.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。

  • 第15题：

    A revolving credit commitment gives the borrower assurances of the availability of funds over unexpected period of tight credit in future years.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：C
    解析：结合第二段第一、二句知，在获取贷款时间太长时，采取承诺贷款或者循环贷款是常用的方法，并没有如题中所说“未来不可知的信贷紧缩时期”。a commitment agreement承诺贷款，revolving credit循环贷款。

  • 第16题：

    听力原文： Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

    24. Which of the following loans is not repaid by installments?

    25.Which of the following loans would attract a lower rate of interest?

    26.How does a borrower "top up" his loan?

    27.What is the objective of introduction of the budget account?

    (24)

    A．Business development loans.

    B．House improvement loans.

    C．Farm development loans.

    D．Overdrafts.


    正确答案：D
    解析：录音原文一开始提到Some banks offer...and farm development loans. 一些银行推出其他种类按月分期还款的贷款，例如商业发展贷款、住房改善贷款和农业发展贷款。

  • 第17题：

    A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：C
    解析：第一段开始A credit card is…possibly under a line of credit established by the card issuer．但并没有说an overdraft is not allowed。

  • 第18题：

    An external consultant must work with some System experts.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：C
    解析：文中倒数第二句(例子)，For example，a consultant may be engaged for a one-time assign-merit that does not justify a full-time expert on staff, particularly if a System expert is not available，意指在系统专家没空时，顾问可以保证机构本身专家所不能保证的一次性任务的公正性，并没有明确提及外部顾问必须和系统专家一起工作。

  • 第19题：

    Where a period is fixed during which freight is to be paid，the Shipowner must ______ to deliver the goods throughout the whole of that period if he wishes to claim payment．

    A.be had

    B.be made

    C.be prepared

    D.be delivered


    正确答案：C

  • 第20题：

    类Borrower描述了借阅者的信息（）。


    正确答案:本系统中借阅者为一名学生

  • 第21题：

    单选题
    He has taken up writing full time.
    A

    Right.

    B

    Wrong.

    C

    Doesn’t say.


    正确答案： B
    解析：
    从第三段最后一句提到的He continues work at the hospital可以看出写作只是他的兼职而已。故题干表述错误。

  • 第22题：

    单选题
    Any damage to a book resulting _____ negligence must be paid for by the borrower.
    A

    with

    B

    from

    C

    against

    D

    in


    正确答案： B
    解析：
    result from由……造成，因……产生。result in引起结果，导致。

  • 第23题：

    单选题
    They could not find their way back because they couldn’t decide which of the two roads led to their tents.
    A

    Right.

    B

    Wrong.

    C

    Doesn’t say.


    正确答案： B
    解析：
    由第二段第四句指出了他们找不到路的情况。第五句指出Bob知道那两条路， 因此题句中because后的原因与原文不符，他们是因为雪太大、看不清而找不到回去的路。

相关内容