听力原文：If you lose your bank notes, the chance for you to get them back is not high.(10)A．If you lose your bank notes, you will not get them back.B．If you lose your bank notes, you will get compensation.C．If you lose your bank notes, you can get them back s
题目
听力原文：If you lose your bank notes, the chance for you to get them back is not high.
(10)
A．If you lose your bank notes, you will not get them back.
B．If you lose your bank notes, you will get compensation.
C．If you lose your bank notes, you can get them back soon.
D．If you lose your bank notes, most probably, you will not get them back.
相似考题
更多“听力原文：If you lose your bank notes, the chance for you to get them back is not high.(10)A．If you lose your bank notes, you will not get them back.B．If you lose your bank notes, you will get compensation.C．If you lose your bank notes, you can get them back s”相关问题
-
第1题：
If you get 600 in Your TOEFL test, ( )is a good chance that you can enter the University of British Columbia.A、what
B、there
C、so
D、it
参考答案：B
-
第2题：
Taking Notes in Class Taking good notes is a three-stage process _____________ (1) there are certain things you should do before class, during class, and after class. Before class. Review your notes from the previous class session before you come to class. This will help you remember what _____________ (2) and get you ready to understand new information your teacher provides. Also, complete all assigned readings before you come to class. During class. Keep your attention _____________ (3) what your teacher is saying. Listen for “signal statements” that tell you that what your teacher is about to say is important to write in your notes. Write quickly by writing ____________ (4) words such as “med” for “medicine”, using symbols such as “%” for “percent”, and writing short sentences. After class. Rewrite your notes to make them more complete by changing abbreviated words into whole words. Make your notes __________ (5) accurate by answering any questions you had when writing your notes in class. You may ask your teacher or other students for help.
1.
A、in that
B、in which
C、where
D、which
2.
A、was covered
B、is covered
C、covers
D、are covering
3.
A、focusing on
B、focus on
C、is focused on
D、focused on
4.
A、short
B、abbreviated
C、other
D、several
5.
A、very
B、quite
C、more
D、most
参考答案：BADBC
-
第3题：
If you go into the forests with friends，stay with them． If you don't，you may get lost．If you do get lost，this is what you should do．
Sit down and stay where you are．'Don't try to find your friends． Let them find you． You can help them to find you by staying in one place．
There is another way to help your friends or other people to find you． Give them a signal (信号) by shouting or whistling(吹口哨) three times． Stop． Then shout or whistle three times again． Any signal given three times is a call for help．
Keep on shouting or whistling，always three times'together． When people hear you，they will give two shouts or two whistles． When a signal is given twice，it is an answer to a call for help．lf you don-t think that you will get help before night comes，try to make a small room with branches(树枝)．
What should you do if you get hungry or need to drink water? You would have to leave your little branch room to look for something to eat and drink． Don't just walk away． Drop small branches as you walk so that you can find your way back．
The most important thing to do when you are lost-stay in one place．
( )16． If you get lost in the forests，you should walk everywhere to find your friends as soon as possible．
正确答案：
16．F【解析】根据短文第二段“Sit down and stay where you are． Don't try to find your friends．,．”可判断此题是错的。 -
第4题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money
somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'II have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and the
money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.Among other things,a bank statement tells you
A: the amount of money you have in the bank.
B:the current rates of interest.
C:the current rates of exchange.
D:the best way to save your money.答案：A解析： -
第5题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.Interest is the amount of money which
A:a bank lends to people.
B:a bank loans to businesses.
C:a bank pays you.
D:a bank uses.答案：C解析： -
第6题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.A bank statement tells you
A:the amount of money you have in the bank.
B:the current rates of interest.
C:the current rates of exchange.
D:the best way to save your money.答案：A解析： -
第7题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.Your money will earn more money if you put it
A:in your room.
B:in a piggy bank.
C:in your pocket.
D:in a savings account.答案：D解析： -
第8题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.The word"touch" in paragraph 7 could be best replaced by
A:"deposit".
B:"lend".
C:"use".
D:"cash".答案：C解析： -
第9题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.A bank pays you interest for
A:wasting your money.
B:losing your money.
C:using your money.
D:decreasing your money.答案：C解析： -
第10题：
共用题干
第三篇
Saving Money
Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
You can't touch your money during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.A bank statement tells you_______.
A:the amount of money you have in the bank
B:the current rates of interest
C:the current rates of exchange
D:the best way to save your money答案：A解析：文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
第七段说到如果你提前支取，会被收取一定的费用，所以选D。
touch在此的意思是储户在储蓄期内不可以取钱，因此选C。 -
第11题：
Beads， stones， seashells， paper， precious metals such as gold and silver， base metals such as iron have all been used as money. Today， money is printed on paper. A lot of countries use their own currency， with n ames such as dollar， pound， franc， ruble， yuan and so on. Since 2002， 18 of the EU members have replaced their national currencies by Euro notes and coins. If you want to pay for something in another currency, you have to change your money into the other money. If you want to travel outside your native country, you need to change your own country's money for the money of the country you are visiting. Most large banks sell foreign currencies. You can exchange money at a bank or at an office of a tourist agency Wherever you go, exchanging money puts you in touch with international finance, which is concerned with exchange rates between different currencies. Deciding the rate for the international exchange of money is one of the most complex aspects of international banking. Banks are a good option to get your money exchanged.
正确答案:正确 -
第12题：
单选题What will happen if you keep checking notes while giving a presentation?AYou will appear to be disrespectful.
BThe audience may get angry with you.
CYou will fail to hold the audience’s attention.
DThe audience may not understand your speech.
正确答案： D解析：
从第一段的二、三句话“A presenter that keeps checking his notes looks as if he didn't prepare or he doesn't know much about the topic. That can damage your image in the mind of the audience and no wonder their thoughts will wander during your speech.”可得出，做报告时不断检查笔记会影响你在观众心目中的形象，导致听众的注意力转移，因此C项为正确答案。 -
第13题：
听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.
(3)
A．We are the credit card holders.
B．We are the bank who can encash the card.
C．We are the credit card company.
D．We stopped your card losing.
正确答案：C
解析：单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。 -
第14题：
If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:
Paying bills
Many landlords prefer to collect rent directly from a bank account.
You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.
If you are given a chequebook, you can also write cheques as a safe way of paying for things.
Cash
You can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).
Saving money
It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.
Employment
If you work in the UK，some employers require you to have a bank account so that you can get your pay.
Advantages of UK Current Account
Paying bills： 1) to pay rent directly from ①
2) to obtain ② services
3) to pay for things with cheques safely
Cash：1)to obtain money from ③ easily
21 to pay directly from your account
Saving money：cheaper to use a ④ account
Employment：to get your ⑤ through a bank account
答案：①bank account②cheaper③cash machines④UK⑤pay
-
第15题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money
somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'II have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and the
money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.If you draw your money before it is due,you will have to
A:pay interest to the bank.
B:close your account.
C:open a new account.
D:pay a penalty or fee,答案：D解析： -
第16题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.If you draw your money before it is due,
A:you have to pay interest to the bank.
B:you have to close your account.
C:you have to open a new account.
D:you have to pay a penalty or fee.答案：D解析： -
第17题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.The word"touch" in paragraph 7 could be best replaced by
A:"deposit".
B:"work".
C:"use".
D:"cash".答案：C解析： -
第18题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.Which way will help your money earn more money?
A:Putting your money in your room.
B:Putting your money in a piggy bank.
C:Putting your money in your pocket.
D:Putting your money in a savings account.答案：D解析： -
第19题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.Among other things,a bank statement tells you
A:the amount of money you have in the bank.
B:the current rates of interest.
C:the current rates of exchange.
D:the best way to save your money.答案：A解析： -
第20题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.If you draw your money before it is due,you will have to
A:pay interest to the bank.
B:close your account.
C:open a new account.
D:pay a penalty or fee.答案：D解析： -
第21题：
共用题干
第三篇
Saving Money
Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
You can't touch your money during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.Interest is the amount of money which_______.
A:a bank lends to people
B:a bank loans to businesses
C:a bank pays you
D:a bank uses答案：C解析：文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
第七段说到如果你提前支取，会被收取一定的费用，所以选D。
touch在此的意思是储户在储蓄期内不可以取钱，因此选C。 -
第22题：
共用题干
第三篇
Saving Money
Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
You can't touch your money during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.If you draw your money before it is due,_______.
A:you have to pay interest to the bank
B: you have to close your account
C:you have to open a new account
D:you have to pay a penalty or fee答案：D解析：文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
第七段说到如果你提前支取，会被收取一定的费用，所以选D。
touch在此的意思是储户在储蓄期内不可以取钱，因此选C。 -
第23题：
问答题With computers, people can now shop, bank, work and communicate from the home. The danger is that people could become isolated from each other and lose social skills which help them to get along with others. To what extent do you agree or disagree with this opinion? Write a composition of about 400 words to discuss this topic.正确答案：
In this computer-oriented era, people can do practically everything while still at home. They can do their shopping online, pay bills online, chat online and even work online. In the light of this phenomenon, many fear that this way of tackling things might lead to social isolation, and further to the loss of men's ability to co-exist with one another in society. Personally, however, I don't agree with this view, and it is my firm belief that not only will the Internet bring the world closer together, it will enable men to co-exist better—in the cyberspace, a worldwide community.
First, unsurprisingly, computers and modems have transformed the world into a global village. Messages are sent instantly around the world via the Internet; a bargain is made between a gentleman in Russia and a lady in Argentina; and students studying abroad send voice mails to their loved ones at home, again by using the computer. Indeed, in this fast-paced world, it is impossible to conduct every social contact in a face-to-face manner. Therefore, it is only too natural that efficient online communication is partly taking the place of the time-consuming personal encounter. And why not? This online way of life has helped people on this planet to communicate better, and the fear that people could become isolated from each other in the virtual world is groundless.
At the same time, even if the Internet ensures better social communication, actual social contact is still necessary: Not all business can be handled online, and perfect good will can not be achieved while the parties concerned are far apart. As a matter of fact, the Internet has made people realize the need for contact in actual social settings. Furthermore, communication in the cyberspace and that in the actual world can be complementary to each other-- each shining more brilliantly in the other's company. Sometimes it is fast and efficient to communicate online, while at other times people find it better to communicate in the actual world. Given this, people's ability to co-exist with one another has actually been enhanced, I would say, in this IT era.
In conclusion, the computer and the Internet have brought human relations closer than ever before. To better adapt to this high-tech world, one should master the basic skills of the computer, for one' own sake as well as for the sake of a better and happier co-existence with others.解析：
范文第一段开始提到了人们利用计算机的现状以及对此的忧虑，接着是作者的观点，认为计算机不仅不会疏远人们，还会拉近世界人们的距离。第二、三段是对论点的详细论证。最后一段总结全文，重申观点。