According to this passage, a money marketA.provides convenient services to its customers.B.has close contact with the individuals or firms seeking funds.C.maintains accounts with various retailers of financial services.D.is made up of institutions who spe

题目

According to this passage, a money market

A.provides convenient services to its customers.

B.has close contact with the individuals or firms seeking funds.

C.maintains accounts with various retailers of financial services.

D.is made up of institutions who specialize in handling wholesale monetary transactions.


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  • 第1题:

    An industrial corporate can meet its financial needs by seeking funds from the capital market.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:结合第一、二句可知资本市场为工商企业、政府、地方政府提供中长期融资,进一步推导得出工商业企业的融资需求可以通过资本市场满足。

  • 第2题:

    It can be inferred from the passage that international students in the programs __.

    A. get full scholarship

    B. pay no tuition

    C. get no financial support

    D. earn more money


    正确答案:C

  • 第3题:

    Financial institutions deal with financial assets,assets that promise future payments from financial contracts, such as securities and loans.These institutions also deliver services, relying on their reputations to attract customers for relationships ofte


    答案:
    解析:
    金融机构处理金融资产,这些资产是承诺未来收益的金融合同,如股票和贷款。这些机 构同样提供服务,这依赖于声誉吸引基于信任关系的客户。类似地,非金融企业期望未来的现 金形式的收益,或者来自其有形的服务产品或者来自可识别的商标品牌、某个生产过程的专利。 因为资产种类众多,将其分为两类比较方便:实物资产和金融资产。实物资产是那些基于基本质量提供收益的资产,一个人的家的价值与其建筑质量、所在位置和大小相关,一个公司的主 要的电脑提供的收益是基于其速度、内存大小、用途的便利以及维修的频率,而金融资产是能 从签署合约的团体手中收到未来承诺收益的合约。 与其他机构一样,金融机构需要并使用资产,以使得收益超过成本,金融机构和其他公司 最关键的不同是金融机构持有的大部分资产事金融资产。金融机构使用来自存款者的资金来获 取对他人的金融索取权。他们也许会将资金借给个人、企业或者政府,它们也会购买其他企业 的股权,金融机构期望的未来收益依赖于他们购买的金融负债所有者的绩效。金融机构和其他 公司的主要区别并不在于它们筹集资金的方式,因为所有企业都这样筹集金融负债.而在于他 们如何运用这比资金。

  • 第4题:

    资料: The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
    Passage:
    As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
    The first one is the Teen Discounted Bank Plans(TDBPS).TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
    In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan(i.e.monthly plan fees,transaction fees).It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).
    In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).
    In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash(up to $5,000 U.S.per transaction).
    You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.

    In a Premium Plan,if you make 42 transaction everyday for a month of 30 days,together with the monthly fee,how much money will be charged of you?

    A.$48.05
    B.$48
    C.$63.05
    D.$64

    答案:C
    解析:
    本题考查的是细节理解。
    【关键词】Premium Plan;42 transaction everyday;a month of 30 days;together with the monthly fee;how much money ;be charged
    【主题句】第5自然段In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.在优质方案中,每月固定费用为15.05美元,你进行交易的银行账户数目不受任何限制。
    The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.方案中每天银行交易数量应少于40次,超过40次的每次交易将额外支付0.8美元费用。
    【解析】本题的问题是“在优质方案中,假如一个月有30天,你每天进行42笔交易,加上每月固定收费,将收取多少费用?”根据主题句,40次以上的交易收取费用,每天美元,一个月。

  • 第5题:

    资料: The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
    Passage:
    As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
    The first one is the Teen Discounted Bank Plans(TDBPS).TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
    In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan(i.e.monthly plan fees,transaction fees).It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).
    In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).
    In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash(up to $5,000 U.S.per transaction).
    You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.

    Which of the following is TRUE about the Performance Plan?

    A.Not including Primary Chequing,you can own 17 accounts.
    B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services.
    C.It offers preferred exchange rate when buying U.S.cash(up to $5,000 U.S.per transaction).
    D.It is able to help save you up to $288.60 a year on fees.

    答案:C
    解析:
    本题考查的是细节理解。
    【关键词】TRUE;Performance Plan
    【主题句】第4自然段
    1.It also includes Primary Chequing and up to 16 more eligible accounts.它还包括初始支票账户和另外多达16个符合条件的账户。
    2.In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.在高效方案中,免手续费交易的数量和账户不受限制,意思是在每天通过分行柜台,网上银行,或者Bank of Monsell的ATM机的交易数量不受限制。但不包括手机银行服务。
    3.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).高效方案提供以优先汇率购入或售出美元(每笔交易上限是5000美元)。
    4.It helps you save up to $456.60 a year on fees.每年帮助节约费用456.6美元。
    【解析】本题的问题是“根据高效方案,下列哪项正确?”A选项“不包括初始支票账户,你可以拥有17个账户。”,根据主题句1,包括初始支票账户,一共17个,错误。B选项“你每天可以通过分行柜台,网上银行,Bank of Monsell的ATM机和手机银行服务进行无限量交易。”,根据主题句2,手机银行服务不包括在内,错误。C选项“它提供以优先汇率购入美元(每笔交易上限是5000美元)。”根据主题句3,正确。D选项“它每年能帮助节约费用288.6美元。”。根据主题句4,节约456.6美元,错误。

  • 第6题:

    共用题干
    第三篇

    Swiss Banks

    Since the early 1930s,Swiss banks had prided themselves on their system of banking secrecy and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who, in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners,mainly because of its numbered accounts and bankers' reluctance to ask awkward questions of depositors.Contributing to the mystique was the
    view,carefully propagated by the banks themselves,that if this secret was ever given up,foreigners would fall over themselves in the rush to withdraw money,and the Swiss banking system would virtually collapse overnight.
    To many,therefore,it came like a bolt out of the blue,when,in 1977,the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank).The aim of the agreement was to prevent the improper use of the country's bank secrecy laws, and its effect to curb (遏制)severely the system of secrecy.
    The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious(可疑的)purposes.Also,they agreed not to accept funds resulting from tax evasion or from crime.
    The pact represented essentially a tightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts,they were still not obliged to inform on a client to anyone,including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained.

    Swiss banks are tightening its banking rules by________.
    A:examining the origin of foreign funds before going into accounts
    B:preventing doubtful accounts from going into the bank
    C:refusal of funds from crimes or tax evasions
    D:all of the above

    答案:D
    解析:
    文章开头就提到“prided themselves on their system of banking secrecy and numbered accounts”,瑞士银行对他们的保密系统和编号账户体系引以为自豪,而且,多年来他们已经成功地抵制了对这一体制的挑战,内容与选项B吻合。
    第一段的第四句提到,瑞士银行不会向其存款人提难堪的问题,由此推断,银行不会批评或者否定自己,相反,他们会为自己辫护,所以选D。 deny:否认,criticize:批评;银行既然维护了顾客的利益,没有理由受到批评,review:复习,意思不对。
    文章一开始就提及了银行保密系统的问题,并列举了此问题带来的批评和所采取的措施。文章最后一句指出,在某种程度上,保密原则得以维持,由此可以判断,银行政策的改变只是表面的、肤浅的。
    第三段说到银行的一揽子规定,下面的几句详细地描述了其采取的措施,选项A、B、C的信息不完整,正确答案为D,即前面几个选项提到的内容。
    文章第二段中间提到一揽子计划的目的在于“to prevent the improper use of the country's bank secrecy laws”,即对银行保密系统的不恰当的利用,而A(吸引很多的富人)、C(增加瑞士银行的账户数量)、D(为瑞士银行增添神秘色彩)意思都不恰当,所以选B。

  • 第7题:

    共用题干
    第三篇

    Swiss Banks

    Since the early 1930s,Swiss banks had prided themselves on their system of banking secrecy and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who, in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners,mainly because of its numbered accounts and bankers' reluctance to ask awkward questions of depositors.Contributing to the mystique was the
    view,carefully propagated by the banks themselves,that if this secret was ever given up,foreigners would fall over themselves in the rush to withdraw money,and the Swiss banking system would virtually collapse overnight.
    To many,therefore,it came like a bolt out of the blue,when,in 1977,the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank).The aim of the agreement was to prevent the improper use of the country's bank secrecy laws, and its effect to curb (遏制)severely the system of secrecy.
    The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious(可疑的)purposes.Also,they agreed not to accept funds resulting from tax evasion or from crime.
    The pact represented essentially a tightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts,they were still not obliged to inform on a client to anyone,including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained.

    In the last paragraph,the writer thinks that________.
    A:complete changes had been introduced into Swiss banks
    B:Swiss banks could no long keep client information
    C:changes in the bank policies had been somewhat superficial
    D:more changes need to be considered and made

    答案:C
    解析:
    文章开头就提到“prided themselves on their system of banking secrecy and numbered accounts”,瑞士银行对他们的保密系统和编号账户体系引以为自豪,而且,多年来他们已经成功地抵制了对这一体制的挑战,内容与选项B吻合。
    第一段的第四句提到,瑞士银行不会向其存款人提难堪的问题,由此推断,银行不会批评或者否定自己,相反,他们会为自己辫护,所以选D。 deny:否认,criticize:批评;银行既然维护了顾客的利益,没有理由受到批评,review:复习,意思不对。
    文章一开始就提及了银行保密系统的问题,并列举了此问题带来的批评和所采取的措施。文章最后一句指出,在某种程度上,保密原则得以维持,由此可以判断,银行政策的改变只是表面的、肤浅的。
    第三段说到银行的一揽子规定,下面的几句详细地描述了其采取的措施,选项A、B、C的信息不完整,正确答案为D,即前面几个选项提到的内容。
    文章第二段中间提到一揽子计划的目的在于“to prevent the improper use of the country's bank secrecy laws”,即对银行保密系统的不恰当的利用,而A(吸引很多的富人)、C(增加瑞士银行的账户数量)、D(为瑞士银行增添神秘色彩)意思都不恰当,所以选B。

  • 第8题:

    共用题干
    第三篇

    Swiss Banks

    Since the early 1930s,Swiss banks had prided themselves on their system of banking secrecy and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who, in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners,mainly because of its numbered accounts and bankers' reluctance to ask awkward questions of depositors.Contributing to the mystique was the
    view,carefully propagated by the banks themselves,that if this secret was ever given up,foreigners would fall over themselves in the rush to withdraw money,and the Swiss banking system would virtually collapse overnight.
    To many,therefore,it came like a bolt out of the blue,when,in 1977,the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank).The aim of the agreement was to prevent the improper use of the country's bank secrecy laws, and its effect to curb (遏制)severely the system of secrecy.
    The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious(可疑的)purposes.Also,they agreed not to accept funds resulting from tax evasion or from crime.
    The pact represented essentially a tightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts,they were still not obliged to inform on a client to anyone,including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained.

    The purpose of the pact signed with the Swiss National Bank was________.
    A:to attract more wealthy foreigners to the bank
    B:to stop improper use of the banking secrecy laws of the country
    C:to increase the numbered accounts of the Swiss Banks
    D:to add mystery to Swiss Banks

    答案:B
    解析:
    文章开头就提到“prided themselves on their system of banking secrecy and numbered accounts”,瑞士银行对他们的保密系统和编号账户体系引以为自豪,而且,多年来他们已经成功地抵制了对这一体制的挑战,内容与选项B吻合。
    第一段的第四句提到,瑞士银行不会向其存款人提难堪的问题,由此推断,银行不会批评或者否定自己,相反,他们会为自己辫护,所以选D。 deny:否认,criticize:批评;银行既然维护了顾客的利益,没有理由受到批评,review:复习,意思不对。
    文章一开始就提及了银行保密系统的问题,并列举了此问题带来的批评和所采取的措施。文章最后一句指出,在某种程度上,保密原则得以维持,由此可以判断,银行政策的改变只是表面的、肤浅的。
    第三段说到银行的一揽子规定,下面的几句详细地描述了其采取的措施,选项A、B、C的信息不完整,正确答案为D,即前面几个选项提到的内容。
    文章第二段中间提到一揽子计划的目的在于“to prevent the improper use of the country's bank secrecy laws”,即对银行保密系统的不恰当的利用,而A(吸引很多的富人)、C(增加瑞士银行的账户数量)、D(为瑞士银行增添神秘色彩)意思都不恰当,所以选B。

  • 第9题:

    单选题
    What has the United Nations made up its mind to do from the passage?
    A

    Set an Earth Protecting Day

    B

    Protect and love the earth

    C

    Hold an international meeting

    D

    Find out what is making the pollution


    正确答案: D
    解析:
    由The United Nations的描述可知,他们已经决定要保护地球,爱护地球,因此答案为B项“Protect and love the earth”。

  • 第10题:

    单选题
    According to the passage, which of the following statement is TRUE?
    A

    Dickens loved to travel.

    B

    Dickens'stories were mostly about his own childhood.

    C

    Dickens made a lot of money on his reading tours.

    D

    Dickens left school to write The Pickwick Papers.


    正确答案: B
    解析:

  • 第11题:

    单选题
    Consider each of the choices separately and select all that apply.  Paragraph two of the passage suggests that La Solidaridad was a success because it ______.
    A

    had modest goals that it stuck to year after year

    B

    reached thousands of people who longed for leadership

    C

    touched a handful of leaders who took up its cause


    正确答案: A
    解析:
    根据:La Solidaridad was the name of an organization as well as a newspaper, but it was the paper that mattered more可知,La Solidaridad的成功是因为它作为一份报纸成功培养了一群忠实的读者,故C正确。

  • 第12题:

    单选题
    Air France carries out its Frequency Plus _____.
    A

    through its reduced ticket prices

    B

    through its extensive network of partners

    C

    by providing convenient flight schedules

    D

    by offering excellent services on board


    正确答案: A
    解析:
    根据文章的首句话可以找到关键信息“Air France offers you Frequency Plus through an extensive network of our partners”,法航通过广泛的合作商网络实施的常旅客里程奖励计划,选项B是原文的直接引述,是正确答案。A项断章取义,文中提到了奖励计划,但是这不是为了降低票价,与题目要求无关。C项和D项均属于无中生有,文中都没有涉及这两个选项。

  • 第13题:

    Large companies need a way to reach the savings of the public.The same problem, on a smaller scale, faces practically every company trying to develop new products and create new jobs.There can be little prospect of raising the sort of sums needed from friends and people we know, and while banks may agree to provide short-term finance, they are generally unwilling to provide money on a permanent basis for long-term projects.So companies turn to the public, inviting people to lend them money, or take a share in the business in exchange for a share in future profits.This they do by issuing stocks and shares in the business through the Stock Exchange.By doing so they can put into circulation the savings of individuals and institutions, both at home and overseas.

    When the saver needs his money back, he does not have to go to the company with whom he originally placed it.Instead, he sells his shares through a stockbroker to some other saver who is seeking to invest his money.

    Many of the services needed both by industry and by each of us are provided by the Government or by local authorities.Without hospitals, roads, electricity, telephones, railway, this country could not function.All these require continuous spending on new equipment and new development if they are to serve us properly, requiring more money than is raised through taxes alone.The Government, local authorities, and nationalized industries therefore frequently need to borrow money to finance major capital spending, and they, too, come to the Stock Exchange.

    There is hardly a man or woman in this country whose job or whose standard of living does not depend on the ability of his or her employers to raise money to finance new development.In one way or another this new money must come from the savings of the country.The Stock Exchange exists to provide a channel through which these savings can reach those who need finance.

    1、The money which enables those companies to go ahead with their projects is().

    A、exchanged for part ownership in the Stock Exchange

    B、raised by the selling of shares in the companies

    C、repaid to its original owners as soon as possible

    D、invested in different companies in the Stock Exchange

    2、All the essential services on which we depend are().

    A、unable to provide for the needs of the population

    B、financed wholly by rates and taxes

    C、in constant need of financial support

    D、run by the government or local organizations

    3、The Stock Exchange makes it possible for the Government, local authorities and nationalized industries().

    A、to make certain everybody saves money

    B、to borrow as much money as they wish

    C、to make certain everybody lends money to them

    D、to raise money to finance new development


    参考答案:BCD

  • 第14题:

    根据以下内容,回答233-236题。
    The Hidden Price Tag
    For many small or recently established businesses, finding sources of capital can be difficult.
    Companies are often in need of funds before they can build a stable customer base, so they are forced to turn to investors. Many such businesses soon discover, however, that this borrowed money can come at a high price. If entrepreneurs are not careful about which investors they do business with, their companies can suffer the consequences.
    The most common problem, according to financial experts, are investment deals that allow the investor to take control of key operations away from the company's management. Struggling firms and new businesses facing mounting start-up costs can be easily tempted to take the offer that provides them with the most money, regardless of the deal's conditions.
    Unfortunately, the biggest investment usually comes with the most strings attached. For example, some deals give the venture capital finn seats on the board of the company it invests in.
    From this position, the investor has the ability to control all aspects of a company's operations,including decisions concerning mergers or sales. This situation may remain tolerable as long as the investor and the management share the same goals. Yet, the investor will inevitably choose to protect its own interests over those of the company, creating a conflict that the company is then helpless to prevent.
    The best advice analysts have for businesses seeking investment capital is to thoroughly analyze any deal before agreeing to it. Sometimes, the control that must be given up is worth much more than the money being offered.

    Who would be most interested in this article?

    A.An analyst working for an investment finn
    B.A member on the board of a successful company
    C.A representative of a large venture capital group
    D.An entrepreneur in need of funds for a new business

    答案:D
    解析:
    短文整体上谈论需要投资的小规模或新生企业和向它们提供资本的投资者之间的问题。
    因此可以知道,对此文章有兴趣的人为需要借资本的企业家们。

  • 第15题:

    资料: The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
    Passage:
    As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
    The first one is the Teen Discounted Bank Plans(TDBPS).TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
    In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan(i.e.monthly plan fees,transaction fees).It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).
    In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).
    In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash(up to $5,000 U.S.per transaction).
    You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.

    Judging from the text,who is the most suitable person for this post?

    A.Lily,a primary school student who has saved about $300 in cash
    B.Sue,a secondary school student who wants to open her own account
    C.Neil,the father of a teenage son aged 14,who want to open an account
    D.Jane,a post-graduate who wants to manage her own money

    答案:B
    解析:
    本题考查的是细节理解。
    【关键词】who the most suitable person for this post
    【主题句】第1自然段As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.作为年龄在13-18岁之间的青年,也许你打算管理自己的金钱,开立自己的银行账户。好消息是,Bank of Monsell刚好为你准备了一些合适的方案。
    【解析】本题的问题是“根据文章,谁是最适合这个项目的人?”A选项“莉莉,积攒了300美元现金的小学生。”,B选项“苏,想要开立自己银行账户的中学生。”,C选项“尼尔,14岁男孩的父亲,想要开设银行账户。”,D选项“简,想要管理自己金钱的研究生。”。根据主题句,项目面对的主要客户是13-18岁的青少年,选项B正确。

  • 第16题:

    资料: The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
    Passage:
    As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
    The first one is the Teen Discounted Bank Plans(TDBPS).TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
    In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan(i.e.monthly plan fees,transaction fees).It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).
    In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).
    In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash(up to $5,000 U.S.per transaction).
    You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.

    The purpose of the writer in writing this passage is to_______.

    A.introduce the Bank of Monsell
    B.analyze the products of Bank of Monsell
    C.introduce certain products and services for teens
    D.show the success of the Bank of Monsell

    答案:C
    解析:
    本题考查的是主旨大意。
    【关键词】purpose of the writer in writing this passage
    【主题句】第1自然段As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.作为年龄在13-18岁之间的青年,也许你打算管理自己的金钱,开立自己的银行账户。好消息是,Bank of Monsell刚好为你准备了一些合适的方案。
    【解析】本题的问题是“作者写这篇文章的目的是?”A选项“介绍the Bank of Monsell”,B选项“分析the Bank of Monsell的产品”,C选项“介绍针对青少年的特定服务和产品”,D选项“展示the Bank of Monsell的成就”。文章开头就直接表达写作目的,根据主题句,就是介绍the Bank of Monsell为青少年准备的账户管理方案,涉及到产品和服务,吸引轻松前去开立账户。选项C正确。

  • 第17题:

    资料: The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
    Passage:
    As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
    The first one is the Teen Discounted Bank Plans(TDBPS).TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
    In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan(i.e.monthly plan fees,transaction fees).It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).
    In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).
    In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash(up to $5,000 U.S.per transaction).
    You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.

    If you choose the Plus Plan,which of the following will NOT be true?

    A.Together with Primary Chequing,you can own 20 accounts.
    B.If you make 32 transaction,a fee of $1.4 will be charged.
    C.You will be able to save up to $240.5 a month on fees.
    D.You can sell U.S.cash(up to $5,000 U.S.per transaction)at preferred exchange rate.

    答案:C
    解析:
    本题考查的是细节理解。
    【关键词】Plus Plan;NOT be true
    【主题句】第3自然段1.It includes Primary Chequing and up to 19 more eligible accounts.它包括初始支票账户和另外多达19个符合条件的账户。
    2.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.你可以进行30笔免手续费交易,方式可以是在分行柜台,手机银行,网上银行,移动支付或者Bank of Monsell的ATM机。从第31笔交易起,每笔将收取0.7美元的手续费。
    3.A Plus Plan is able to help save you up to $288.60 a year on fees.附加方案每年可以节省288.6美元费用。
    4.4.A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).附加方案仅提供以优先汇率购入美元(每笔交易上限是5000美元)。
    【解析】本题的问题是“如果你选择了附加方案,下列哪一项不正确?”A选项“加上初始支票账户,你可以拥有20个账户。”,根据主题句1,正确。B选项“如果你进行了32笔交易,将收取1.4美元的手续费。”,根据主题句2,从第31笔开始收费,两笔收取1.4美元,正确。C选项“每个月你可以节约240.5美元的费用。”根据主题句3,文中说的是省288.6一年,而不是240.5一个月,错误。D选项“你可以以优先汇率售出美元(每笔交易上限是5000美元)。”。根据主题句4,以优先汇率是购入美元,而不是售出,错误。

  • 第18题:

    共用题干
    第三篇

    Swiss Banks

    Since the early 1930s,Swiss banks had prided themselves on their system of banking secrecy and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who, in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners,mainly because of its numbered accounts and bankers' reluctance to ask awkward questions of depositors.Contributing to the mystique was the
    view,carefully propagated by the banks themselves,that if this secret was ever given up,foreigners would fall over themselves in the rush to withdraw money,and the Swiss banking system would virtually collapse overnight.
    To many,therefore,it came like a bolt out of the blue,when,in 1977,the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank).The aim of the agreement was to prevent the improper use of the country's bank secrecy laws, and its effect to curb (遏制)severely the system of secrecy.
    The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious(可疑的)purposes.Also,they agreed not to accept funds resulting from tax evasion or from crime.
    The pact represented essentially a tightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts,they were still not obliged to inform on a client to anyone,including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained.

    Swiss banks took pride in________.
    A:the number of their accounts
    B:withholding client information
    C:being mysterious to the outsiders
    D:attracting wealthy foreign clients

    答案:B
    解析:
    文章开头就提到“prided themselves on their system of banking secrecy and numbered accounts”,瑞士银行对他们的保密系统和编号账户体系引以为自豪,而且,多年来他们已经成功地抵制了对这一体制的挑战,内容与选项B吻合。
    第一段的第四句提到,瑞士银行不会向其存款人提难堪的问题,由此推断,银行不会批评或者否定自己,相反,他们会为自己辫护,所以选D。 deny:否认,criticize:批评;银行既然维护了顾客的利益,没有理由受到批评,review:复习,意思不对。
    文章一开始就提及了银行保密系统的问题,并列举了此问题带来的批评和所采取的措施。文章最后一句指出,在某种程度上,保密原则得以维持,由此可以判断,银行政策的改变只是表面的、肤浅的。
    第三段说到银行的一揽子规定,下面的几句详细地描述了其采取的措施,选项A、B、C的信息不完整,正确答案为D,即前面几个选项提到的内容。
    文章第二段中间提到一揽子计划的目的在于“to prevent the improper use of the country's bank secrecy laws”,即对银行保密系统的不恰当的利用,而A(吸引很多的富人)、C(增加瑞士银行的账户数量)、D(为瑞士银行增添神秘色彩)意思都不恰当,所以选B。

  • 第19题:

    共用题干
    第三篇

    Swiss Banks

    Since the early 1930s,Swiss banks had prided themselves on their system of banking secrecy and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who, in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners,mainly because of its numbered accounts and bankers' reluctance to ask awkward questions of depositors.Contributing to the mystique was the
    view,carefully propagated by the banks themselves,that if this secret was ever given up,foreigners would fall over themselves in the rush to withdraw money,and the Swiss banking system would virtually collapse overnight.
    To many,therefore,it came like a bolt out of the blue,when,in 1977,the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank).The aim of the agreement was to prevent the improper use of the country's bank secrecy laws, and its effect to curb (遏制)severely the system of secrecy.
    The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious(可疑的)purposes.Also,they agreed not to accept funds resulting from tax evasion or from crime.
    The pact represented essentially a tightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts,they were still not obliged to inform on a client to anyone,including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained.

    According to the passage,the widely-held belief that Swisserland was irresistible to wealthy foreigners was________by banks themselves.
    A:denied
    B:criticized
    C:reviewed
    D:defended

    答案:D
    解析:
    文章开头就提到“prided themselves on their system of banking secrecy and numbered accounts”,瑞士银行对他们的保密系统和编号账户体系引以为自豪,而且,多年来他们已经成功地抵制了对这一体制的挑战,内容与选项B吻合。
    第一段的第四句提到,瑞士银行不会向其存款人提难堪的问题,由此推断,银行不会批评或者否定自己,相反,他们会为自己辫护,所以选D。 deny:否认,criticize:批评;银行既然维护了顾客的利益,没有理由受到批评,review:复习,意思不对。
    文章一开始就提及了银行保密系统的问题,并列举了此问题带来的批评和所采取的措施。文章最后一句指出,在某种程度上,保密原则得以维持,由此可以判断,银行政策的改变只是表面的、肤浅的。
    第三段说到银行的一揽子规定,下面的几句详细地描述了其采取的措施,选项A、B、C的信息不完整,正确答案为D,即前面几个选项提到的内容。
    文章第二段中间提到一揽子计划的目的在于“to prevent the improper use of the country's bank secrecy laws”,即对银行保密系统的不恰当的利用,而A(吸引很多的富人)、C(增加瑞士银行的账户数量)、D(为瑞士银行增添神秘色彩)意思都不恰当,所以选B。

  • 第20题:

    问答题
    Who do you need to impress most according to the passage?

    正确答案: The hiring manager.
    解析:
    事实细节题。由第三段末句“…most thoughtful questions for the hiring manager—that’s who you need to impress most.”可以得出求职者需要尽力打动人事经理,给他留下好印象。

  • 第21题:

    单选题
    请阅读 Passage 2,完成第 26~30小题 。Passage 2Paper money is used every day but people do not often think of money as just paper.This is because people agree that it has value,and paper money is supported by the government.People have used paper money for only a few hundred years,but what did people do before printed money was invented? In Medieval England,a stick was the official representation of money. The common system that was used involved counting debt on a piece of wood called a "tally stick". The tally stick was marked with a knife.Each mark,or tally,indicated an amount of money.The tally stick acted as a contract.No one really knows who invented the tally stick,but King Henry I of England is credited as the first to use the stick in a widespread fashion.In England,the tally stick was used from 1100-1826.Marks were made on a tally stick to represent the amount of service or goods that were exchanged.The tally stick was cut in halflengthwise into two parts,and one stick was longer than the other.The person giving services or goods received the longer end of the stick,called the "stock",and the person paying for the service or goods received the shorter end.Once the stick was cut,it could not be altered.When put together,the two halves fit perfectly together.Medieval England was not the only country to use the tally stick system.In 1960,Belgian scientist Jean de Heinzelin de Braucourt discovered an extremely old tally stick made of baboon bone in Africa.At first,he determined the stick to be between about 8,000 to 10,000 years old.This surprised many people because it proved that the tally stick system had been in use for much longer than everyone had previously thought.Further research has shown that this stick is actually much older: now,scientists believe it is 20,000 years old.The tally stick system may no longer be in use today,but its influence is still apparent.People still make contracts and people still borrow and lend money.People still trust that "things"-whether they are sticks,paper,or coins-have value.The next time paper money is used,just remember: it is only paper!According to the passage,what makes money valuable?
    A

    People who use it.

    B

    Gold that people find.

    C

    Inventions.

    D

    Agreement.


    正确答案: C
    解析:

  • 第22题:

    单选题
    What is “media multi-complexity” according to the passage?
    A

    The more media used, the more complicated the contact.

    B

    Phone, email and in-person contacts make matters complex.

    C

    The more email contact, the more phone and in-person contact.

    D

    The more in-person contact, the more phone and email contact.


    正确答案: C
    解析:
    录音中提到了对“media multi-complexity”的解释,“the more contact by email, the more in-person and phone contact.”(用电子邮件联系越多,亲自接触和电话联系也就越多),所以选C。

  • 第23题:

    单选题
    Who can make big money in the new century according to the passage?
    A

    Retirees who are business-minded.

    B

    The volunteer workers in retirement homes.

    C

    College graduates with an MBA or law degree.

    D

    Professionals with a good knowledge of gerontology.


    正确答案: C
    解析:
    细说推论题。依据第二段末句,只要把老年学的专业知识与商业管理或法律结合起来,就能赚大钱,故B项为答案。