资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘

题目
资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
FIND OUT WHY
If you decide to proceed in addressing the behavior,think about whether there have been behavior changes recently.Is the negativity a constant or has the behavior escalated?If the latter ,was there an event that led up to the change?Individuals in the workplace live multi-dimensional lives,and other non-workplace stresses may impact work productivity and mood.
In an April 2016 report in the Journal of Managerial Psychology,a team of Toronto researchers found that employee who are cynical of their workplace may feel more positive if their managers are supportive.
DISCUSS GOALS
When discussing the situation with your negative employee,it is recommended to frame the discussion in the context of the Individual’s goals.”Tone policing” where you simply point out pessimistic commentary without addressing the root cause, rarely works and may just cause more resentment.Get to the root of the issue and find out if the employee needs additional training,perhaps in management or communication skills,to overcome a deficit.
ADDRESS ISSUES
A direct,solutions-oriented conversation with the employee can uncover problems or circumstances driving the behavior.If there are workplace issue that can be solved,consider doing so if it make sense.If there are personal issues that have caused an escalation in negative behavior,examine whether accommodations can be made to help the person while they’re going through such challenges.Some employees don’t have great interpersonal skills,and putting them in jobs where they are more focused on job-related tasks than on interactions with others can be an effective solution,too.

It can be inferred from the article that

A.If your manager is supportive ,you might feel more positive
B.Negative employees are devastating to the company
C.Raising salaries will make employees feel positive
D.Promotions means a great deal to the employees

相似考题
更多“资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a”相关问题
  • 第1题:

    Part B

    [A] You may have to impress the company HR representatives as well.

    HR reps are typically trained to ask very specific and personal questions,

    like what salary you expect and what you’ve made in the past.

    They might ask you about your impressions of the company and the people who

    interviewed you. They might also ask if you have other offers. If so,

    chances are good that they are willing to compete for you.

    But if you say that you have other offers,

    be prepared to back it up with the who, what and when,

    because they might challenge you.

    The HR reps are also the people who will conduct or arrange reference and background checks.

    They might have the final say.

    [B] Besides management, you might also interview with one or more of your future coworkers.

    Regardless of the questions they ask, what they most really want to know is how well you’

    ll fit into the team, if you’ll cause them more work instead of less,

    and if they should feel threatened by you. When answering,

    be eager enough to show that you are a good team player and will pull your load,

    but not so eager as to appear to be a back- stabbing ladder climber!

    [C] Always research a company before you interview, and remember that attire,

    body language and manners count, big time. Try to avoid common mistakes.

    You may think that this is common sense, but crazy stuff really happens!

    [D] Job interviewing is one of the most popular career topics on the Web.

    But no career advisor can tell you exactly what to say during a job interview.

    Interviews are just too upclose and personal for that.

    About the best that career advisors can do,

    is to give you some tips about the typical questions to expect,

    so you can practice answering them ahead of time. But,

    while there are many canned interview questions, there are few canned answers.

    The rest is up to you.

    [E] Be prepared to attend a second interview at the same company,

    and maybe even a third or fourth. If you’re called back for more interviews,

    it means that they’re interested in you. But, it doesn’t mean you’re a shoo- in. Most likely, they are narrowing the competition, so keep up the good work!

    [F] To put you somewhat at ease, many interviewers really don’t know how to interview effectively.

    Frontline interviewers are typically managers and supervisors

    who have never been or are barely trained in interviewing techniques.

    They’re a little nervous too, just like you. Some don’t even prepare in advance.

    This makes it easier for you to take control of the interview,

    if you have prepared. But in controlling an interview, it’s not a good idea to try to dominate.

    Instead, try to steer it toward landing the job.

    [G] After interviewing, immediately send a thank you letter to each of your interviewers.

    It’s professional and expected, and might even be the deciding factor in your favor.

    [H] Remember, it’s a two- way street. It’s the employer’s chance to judge you,

    but it’s also very much your chance to judge the employer. In fact,

    if you handle yourself well and ask the right questions,

    you’ll put the interviewer in the position of selling the company to you.

    If this happens, you’re probably doing well.

    Order:

    41.( )→42. ( ) →43. ( ) →A→44. ( ) →45. ( ) →46. ( ) →G


    正确答案:D

  • 第2题:

    共用题干
    Knowing Your Real Personality from Sleeping Positions Everyone has got two personalities—the one that is shown to the world and the other that is secret and real. You don't show your secret personality when you're awake because you, can control yourself,but when you're asleep,your sleeping position shows the real you .In a normal night,of course,you often change your sleeping positions .The important position that best shows your se- cret personality is the one that you go to sleep. If you go to sleep on your back,you're a very open person .You normally trust people and you are easily influenced by new ideas.You don't like to make people unhappy,so you never ex- press your real feelings.You're quite shy and you aren't very confident. If you sleep on your stomach,you are a person who likes to keep secrets.You worry a lot and you're always easily becoming sad.You never want to change your ideas,but you are satisfied with your life the way it is .You usually live for today not for tomorrow. If you sleep on curled up,you are probably a very nervous person.You have a low opinion of yourself and often protect yourself from being hurt,so you are very defensive .You're shy and you don't usually like meeting people.You like to be on your own. If you sleep on your side,you have usually got a well-balanced personality.You know your strengths and weaknesses.You're usually careful. You have a confident personality.You sometimes feel worried,but you don't often get unhappy .You always say what you think,even if it makes people angry.

    When does the sleeping position best show your secret personality?
    A: In the daytime.
    B: At the beginning of sleep.
    C: At night.
    D: During the deep sleep.

    答案:B
    解析:
    整篇文章介绍的是人物的性格特征,有外在的和内在的,这说明和科学有关。


    根据文章第一段中“The important position that best shows your secret personality is the one that you go to sleep.”可知应该是开始睡的时候。


    由文章第三段中的“If you sleep on your stomach, you are a person who likes to keep secrets.”可知。


    从文章第四段中“You have a low opinion of yourself and often protect yourself from be-ing hurt.”可知,保护自己不受到伤害,那么defensive意为“有戒心的”。


    由文章中的第二段到第五段可知。

  • 第3题:

    共用题干
    Knowing Your Real Personality from Sleeping Positions Everyone has got two personalities—the one that is shown to the world and the other that is secret and real. You don't show your secret personality when you're awake because you, can control yourself,but when you're asleep,your sleeping position shows the real you .In a normal night,of course,you often change your sleeping positions .The important position that best shows your se- cret personality is the one that you go to sleep. If you go to sleep on your back,you're a very open person .You normally trust people and you are easily influenced by new ideas.You don't like to make people unhappy,so you never ex- press your real feelings.You're quite shy and you aren't very confident. If you sleep on your stomach,you are a person who likes to keep secrets.You worry a lot and you're always easily becoming sad.You never want to change your ideas,but you are satisfied with your life the way it is .You usually live for today not for tomorrow. If you sleep on curled up,you are probably a very nervous person.You have a low opinion of yourself and often protect yourself from being hurt,so you are very defensive .You're shy and you don't usually like meeting people.You like to be on your own. If you sleep on your side,you have usually got a well-balanced personality.You know your strengths and weaknesses.You're usually careful. You have a confident personality.You sometimes feel worried,but you don't often get unhappy .You always say what you think,even if it makes people angry.

    You may find the passage in_______.
    A: a science magazine
    B: a guide book
    C: a sports newspaper
    D: a story book

    答案:A
    解析:
    整篇文章介绍的是人物的性格特征,有外在的和内在的,这说明和科学有关。


    根据文章第一段中“The important position that best shows your secret personality is the one that you go to sleep.”可知应该是开始睡的时候。


    由文章第三段中的“If you sleep on your stomach, you are a person who likes to keep secrets.”可知。


    从文章第四段中“You have a low opinion of yourself and often protect yourself from be-ing hurt.”可知,保护自己不受到伤害,那么defensive意为“有戒心的”。


    由文章中的第二段到第五段可知。

  • 第4题:

    When you're promoted to a new job,chere are a lot of relationships that need recalibrating.You have a new boss,new direct reports,and,important.ly,a new set of peers.How can you show you have what it takes to be their equal wilhout appearing arrogant?How do you break out of the mentee/mentor dynamic?And what should you do abouL that one colleague who doesn't take you seriously?1.Congratulations on your promotion-now you need to prove you're worthy of it in the eyes of those who have known you as an underling."Any time you change your role or you get promoted,there's a change in the rules of engagement,"says Amy Jen Su,managing part.ner of Paravis Partners and coauthor of own the Room.She recommends staying focused on the long term.Your peer group"represents a potentially powerful coalition,"she says."They are your sounding boards and sources of support."Michael Watkins,the chairman of Genesis Advisers,a professor at IMD says"You need to fundamentally reset how people see you."2."It's understandable that you may feel vulnerable and insecure,"around your new peers-especially at first,says Watkins."You are stepping up to the big leagues."You may even suffer from a touch of imposter syndrome.But you mustn't let self-doubc get the better of you.And don't assume the worst.It's highly likely that these people"weighed in on your promotion"and believe you are up to the task,adds Jen Su."They see you as qualified and capable and ready for the job."Try not to get consumed by actively"tiying to prove yourself"to your new peer group,she says.3.Be confident-but not overconfident.Othewise you risk being seen as"too big for your boots,"says Watkins.Think about"how you want to be.perceived"by your peers,and"how they will form opinions"of you,says Wackins.Go in with a collaborative mindset."You want to be viewed as a person can work with,"he says.Your goal is to demonstrace that"you're someone with a depth of knowledge but who also wants to learn and help."Project competence."Show conviction;"but be humble about it."Don't,be deferential;be appropriately respectful."4.When you're the new kid on the block,it's"incumbent on you"to reach out to your colleagues and try to get to know them,says Watkins.Upon starting the job,he recommends scheduling"a series of one-on-ones"with your new peers and talk abouc how you will best work together going fonvard."These conversations needn't be confined to conference rooms or cubicles,adds Jen Su.She suggests inviting them out for coffee or lunch-"there's huge value to spending informal time with your colleagues batting ideas around."Your objective is to become a"good thought partner"to your peers."Seek to understand their perspectives,"she says."Ask for their input-not because you need t.heir permission,but because you appreciate their counsel."5.Recasting your professional persona takes time and your colleagues'opinions of you may not shift ovemight.Be preparecl,too,that cerlain Tough cookies on your team might try to test your mettle.whaTever you do,"don't take it personally,"says Jen Su."The more you let this person get under your skin,the more they will poke you."Watkins recommends"cultivating a Thick skin and setting boundaries"of what are you and aren't willing to do."Otherwise you risk getting run over."It's also important that you not lose sight of the relationships that matter most."What your peers think about you is important,but what your boss thinks about you is very important."
    4选?

    A.Be patient
    B.Build bridges.
    C.Project professionalism.
    D.Think positively.
    E.Tread lightly at first.
    F.Understand team dynamics.
    G.What the experts say.

    答案:B
    解析:
    这段的建议主要指出,如果你是新人,要主动联系你的同事,并试着去了解他们。由此可知,这个建议是要和同事打好关系。故[B]Build bridges为正确答案。

  • 第5题:

    共用题干
    Harmless Revenge
    Revenge is one of those things that everyone enjoys.People don't like to talk about it,though.Just the same,there is nothing more satisfying or more rewarding than revenge.The purpose is not to harm your victims but to let them know that you are upset about something that they are doing to you.Careful plotting can provide you with relief from bothersome co-workers,gossiping friends,or nagging family members.
    Co-workers who make comments about the fact that you are always fifteen minutes late for work can be taken care of very simply.All you have to do is get up extra early one day.Before the sun comes up,drive to each coworker's house.Reach under the hood of your coworker's car and disconnect the center wire that leads to the distributor cap,the car will be unharmed,but it will not start,and your friends at work will all be late for work on the same day.If you're lucky,your boss might notice that you are the only one there and will give you a raise.
    Gossiping friends at school are also perfect targets for a simple act of revenge.A way to trap either male or female friends is to leave phony messages on their lockers.If the friend that you want to get is male,leave a message that a certain girl would like him to stop by her house later that day.With any luck,her boyfriend will be there.The girl won't know what's going on,and the victim will be so embarrassed that he probably won't leave his home for a month.
    When Mom and Dad and your sisters and brothers really begin to annoy you,harmless revenge may be just the way to make them quiet down for a while.The dinner table is a likely place.Just before the meal begins,throw a handful of raisins into the food.Wait about five minutes and,after everyone has begun to eat,cover your mouth with your hand and begin to make odd noises.When they ask you what the matter is, point to a raisin and yell,"Bugs!"They dump their food in the disposal,jump into the car,and head for McDonald's.That night,you'11 have your first quiet,peaceful meal in a long time.
    A well-planned revenge does not have to hurt anyone.The object is simply to let other people know that they are beginning to bother you.

    The family members dumped their food in the disposal because______.
    A:they thought their food had been spoiled
    B:they wanted to eat out
    C:they wanted to have a peaceful meal
    D:they didn't like the food with raisins

    答案:A
    解析:
    由文章第一段和最后一段可知,无恶意的报复行为是为了让你的报复对象知道他们打扰到你了。B项“对打扰你的人采取行动”是正确的。
    由文章第二段可知,在某一天早上早起,开车到每一位同事的家门前,不用毁坏他们的车子但要使车子都发动不了;这样当你的老板发现只有你一个人没有迟到时就会给你升职加薪,故选A。
    由文章第三段最后一句话可知,女孩对所发生的事一无所知,并没在等那个报复对象。
    由文章倒数第二段可知,要想摆脱唠叨的家人,可以在晚饭前丢一把葡萄干到食物里,然后在开饭时指着葡萄干对他们说:“有虫子!”由此可知,家人们随后倒掉食物是因为他们以为食物被糟蹋了。
    本文主要讲述的内容是如何进行无恶意的报复,故选C。

  • 第6题:

    Above all know your audience and match what you say to their needs.Creating your presentation with your audience in mind will assure that your audience will follow you.If your presentation doesn't appeal to your audience-no matter how well you have developed your presentation--your presentation will fall on deaf ears.This leads us to the next rule:Know your material thoroughly.Your material needs to be second nature to you.Practice and rehearse your presentation with friends,in front of a mirror,and with colleagues.If you are speaking in a second language,make sure that you record yourself and listen to a number of times before going to practice with a native speaker(if possible).
    Remember that you are an actor when presenting.Make sure that not only your physical appearance is appropriate to the occasion,but also the tone you use is well chosen.If your topic is serious,be solemn.However,it's always a good idea to begin your presentation with an ice-breaker.Don't worry about making friends,rather lead the audience through your materials in a calm and relaxed manner.Speak slowly and clearly,and remember to address everyone in the audience-even the person the farthest away from you.
    To achieve the above goals follow these tips when giving your presentation:
    ●Speak with conviction.Believe what you are saying and you will persuade your audience.
    ●Do not read from notes.Referring to notes is fine,but do so only briefly.
    ●Maintain eye contact with your audience.Making direct eye contact with individuals will help them feel as if they are participating in your presentation.
    ●Bring handouts.Don't just use a PowerPoint presentation.Provide audience members with handouts of the most important materials so they can keep your most
    important takeaways in mind.
    ●Know when to stop.This cannot be underestimated.You need to make your case,but continuing for too long will only ensure that the audience forgets what you have said.

    Why should you know when to stop?

    A.Because you need res
    B.Because audience may fall aslee
    C.Because you may be tired for talking too lon
    D.Because it can make audience remember what you sai

    答案:D
    解析:
    参见最后一个要点。不要持续不断地说,要知道在什么地方应该停顿,好让听众记住你所说的。

  • 第7题:

    资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
    FIND OUT WHY
    If you decide to proceed in addressing the behavior,think about whether there have been behavior changes recently.Is the negativity a constant or has the behavior escalated?If the latter ,was there an event that led up to the change?Individuals in the workplace live multi-dimensional lives,and other non-workplace stresses may impact work productivity and mood.
    In an April 2016 report in the Journal of Managerial Psychology,a team of Toronto researchers found that employee who are cynical of their workplace may feel more positive if their managers are supportive.
    DISCUSS GOALS
    When discussing the situation with your negative employee,it is recommended to frame the discussion in the context of the Individual’s goals.”Tone policing” where you simply point out pessimistic commentary without addressing the root cause, rarely works and may just cause more resentment.Get to the root of the issue and find out if the employee needs additional training,perhaps in management or communication skills,to overcome a deficit.
    ADDRESS ISSUES
    A direct,solutions-oriented conversation with the employee can uncover problems or circumstances driving the behavior.If there are workplace issue that can be solved,consider doing so if it make sense.If there are personal issues that have caused an escalation in negative behavior,examine whether accommodations can be made to help the person while they’re going through such challenges.Some employees don’t have great interpersonal skills,and putting them in jobs where they are more focused on job-related tasks than on interactions with others can be an effective solution,too.

    According to paragraph four ,what is NOT a solution to the negativity?

    A.Help solve the workplace disputes for the negative employee.
    B.Put the negative employee in a suitable working position.
    C.Have the negative employee’s colleagues to avoid arguments with him/her.
    D.Support the negative employee to go through challengses outside the office.

    答案:C
    解析:
    本题考查的是细节理解。
    【关键词】paragraph four;NOT a solution;to the negativity
    【主题句】第4自然段If there are workplace issue that can be solved, consider doing so if it make sense. If there are personal issues that have caused an escalation in negative behavior, examine whether accommodations can be made to help the person while they’re going through such challenges.Some employees don’t have great interpersonal skills, and putting them in jobs where they are more focused on job-related tasks than on interactions with others can be an effective solution,too. 如果有工作场所的问题可以解决,如果合理的话那就考虑这样做吧。如果有个人问题导致了负面行为的升级,那就看看是否可以在遇到这些挑战的时候帮助他们。有些员工没有很好的人际交往能力,那么把他们放在与工作相关的工作中,而不是与他人交流,这也是一种有效的解决办法。
    【解析】本题的问题是“根据第四自然段,以下哪一项不是解决消极的方式?”。选项A意为“帮助解决负面员工工作上的纠纷”;选项B意为“将负面员工放在合适的工作岗位上”;选项C意为“让负面雇员的同事避免与他/她发生争执”;选项D意为“支持消极员工应对工作以外挑战”。根据主题句可知,A、B、D选项均有提及,故选C。

  • 第8题:

    资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
    Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
    If you fall into either of these categories,it’s smart to focus on raising your credit scores.
    If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.

    The main purpose of the passage is to______.

    A.teach people how to have credit accounts
    B.suggest ways for people to keep good credit record
    C.present a concern about people’s bad credit nowadays
    D.explain the differences between no-credit and bad credit

    答案:D
    解析:
    本题考查的是主旨大意。
    【关键词】main purpose
    【主题句】第1自然段No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.经常听到无信用、不良信用这些术语,它们之间容易混淆,但这些信用状态并不是一回事。
    【解析】本题的问题是“该段落的主要目的是_______”。A选项“教人们如何拥有信用账户”;B选项“推荐人们保持良好信用记录的方式”;C选项“表达对现在人们不良信用的关注”;D选项“解释无信用和不良信用之间的差异”。通读全文,文章开头引出无信用和不良信用这两种信用状态,之后分别进行解释,并给予改善信用状态的措施和方法,故D选项更符合题意。

  • 第9题:

    资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
    FIND OUT WHY
    If you decide to proceed in addressing the behavior,think about whether there have been behavior changes recently.Is the negativity a constant or has the behavior escalated?If the latter ,was there an event that led up to the change?Individuals in the workplace live multi-dimensional lives,and other non-workplace stresses may impact work productivity and mood.
    In an April 2016 report in the Journal of Managerial Psychology,a team of Toronto researchers found that employee who are cynical of their workplace may feel more positive if their managers are supportive.
    DISCUSS GOALS
    When discussing the situation with your negative employee,it is recommended to frame the discussion in the context of the Individual’s goals.”Tone policing” where you simply point out pessimistic commentary without addressing the root cause, rarely works and may just cause more resentment.Get to the root of the issue and find out if the employee needs additional training,perhaps in management or communication skills,to overcome a deficit.
    ADDRESS ISSUES
    A direct,solutions-oriented conversation with the employee can uncover problems or circumstances driving the behavior.If there are workplace issue that can be solved,consider doing so if it make sense.If there are personal issues that have caused an escalation in negative behavior,examine whether accommodations can be made to help the person while they’re going through such challenges.Some employees don’t have great interpersonal skills,and putting them in jobs where they are more focused on job-related tasks than on interactions with others can be an effective solution,too.

    According to paragraph two,what can result in the escalated negative behavior of an employee?

    A.low income
    B.Family stress
    C.heavy workload
    D.Unsatisfacation at the office environment

    答案:B
    解析:
    本题考查的是细节理解和同义转换。
    【关键词】paragraph two; what can result in;escalated negative behavior
    【主题句】第2自然段Is the negativity a constant or has the behavior escalated? If the latter, was there an event that led up to the change? Individuals in the workplace live multi-dimensional lives, and other non-workplace stressors may impact work productivity and mood. 消极的情绪是不变的还是行为的升级?如果是后者,是否有一个事件导致了这种变化?工作场所的个人过着多维度的生活,而其他非工作场所的压力因素可能会影响工作效率和情绪。
    【解析】本题的问题是“根据第二自然段,什么会导致一个雇员升级的消极行为?”。选项A意为“低收入”;选项B意为“家庭压力”;选项C意为“工作量很大”;选项D意为“办公环境不满意”。根据主题句可知,非工作场所的压力会导致雇员升级的消极行为,故选B。

  • 第10题:

    资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
    Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
    If you fall into either of these categories,it’s smart to focus on raising your credit scores.
    If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.

    How to establish credit if you fall into the no-credit category?

    A.To have a credit-builder loan
    B.To acquire secured credit cards(which require a security deposit) or college student credit cards
    C.To acquire a credit card
    D.All of above

    答案:D
    解析:
    本题考查的是细节理解。
    【关键词】establish credit;fall into the no-credit category
    【主题句】第6自然段If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.如果您属于无信用类别,则不一定是出现了什么财务问题。在这种情况下,对于无信用的人来言,创建信用记录的一种好方法是获取信用卡。如果您没有信用卡,通常最容易获得安全信用卡(需要保证金)或者大学生信用卡资格。信贷建设者贷款也可以帮助您建立信贷。
    【解析】本题的问题是“如果你属于无信用类别,如何建立信用?”A选项“获得信贷建设者贷款”;B选项“获得有担保的信用卡(需要保证金)或大学生信用卡”;C选项“获得信用卡”;D选项“以上皆是”。根据主题句,建立信贷可以通过拥有获得信用卡、安全信用卡(需要保证金)、大学生信用卡或者信贷建设者贷款方式,故选D。

  • 第11题:

    资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
    FIND OUT WHY
    If you decide to proceed in addressing the behavior,think about whether there have been behavior changes recently.Is the negativity a constant or has the behavior escalated?If the latter ,was there an event that led up to the change?Individuals in the workplace live multi-dimensional lives,and other non-workplace stresses may impact work productivity and mood.
    In an April 2016 report in the Journal of Managerial Psychology,a team of Toronto researchers found that employee who are cynical of their workplace may feel more positive if their managers are supportive.
    DISCUSS GOALS
    When discussing the situation with your negative employee,it is recommended to frame the discussion in the context of the Individual’s goals.”Tone policing” where you simply point out pessimistic commentary without addressing the root cause, rarely works and may just cause more resentment.Get to the root of the issue and find out if the employee needs additional training,perhaps in management or communication skills,to overcome a deficit.
    ADDRESS ISSUES
    A direct,solutions-oriented conversation with the employee can uncover problems or circumstances driving the behavior.If there are workplace issue that can be solved,consider doing so if it make sense.If there are personal issues that have caused an escalation in negative behavior,examine whether accommodations can be made to help the person while they’re going through such challenges.Some employees don’t have great interpersonal skills,and putting them in jobs where they are more focused on job-related tasks than on interactions with others can be an effective solution,too.

    According to paragraph three,what does the phrase”tone policing”mean?

    A.Being very inquisitive just like a policeman.
    B.Speaking directly about one’s shortcoming without considering one’s feelings
    C.Hitting the nail on the head in the conversation.
    D.Focusing on the negative emotion behind a message rather than the real problem

    答案:D
    解析:
    本题考查的是词意判断。
    【关键词】paragraph three;tone policing;mean
    【主题句】第3自然段“Tone policing” where you simply point out pessimistic commentary without addressing the root cause, rarely works and may just cause more resentment.“语气警察”是指你仅仅发表了悲观的评论,而没有指出问题根源,这样做很少奏效,可能只会引起更多的怨恨。
    【解析】本题的问题是“根据第三自然段,‘tone policing’是什么意思?”。选项A意为“像一个警察一样非常好奇”;选项B意为“不顾他人的感受直接谈论别人的缺点”;选项C意为“在谈话中碰到头上的钉子”;选项D意为“关注消息背后的消极情绪,而不是真正的问题”。根据主题句可知,“语气警察”是指关注信息背后的消极情绪而不是真正的问题,故选D。

  • 第12题:

    材料题
    C
    Will it matter if you don’t take your breakfast Recently a test was given in the United States.Those tested included people of different ages,from 12 to 83.During the experiment,these people were given all kinds of breakfasts and sometimes they got no breakfast at all.Special tests were set up to see how well their bodies worked when they had eaten a certain kind of breakfast.The results sow that if a person eats a proper breakfast,he or she will work with better effect(影响)than if he or she has no breakfast.This fact appears to be especially true if a person works with his brains.If a student eats fruit,eggs,bread and milk before going to school,he will learn more quickly and listen with more attention in class.Contrary to(与……相反)what many people believe,if you don’t eat breakfast,you will not lose weight.This is because people become so hungry at noon that they eat too much for lunch,and end up gaining weight instead of losing.You will probably lose more weight if you reduce(减少)your other meals.


    What is the best title of the passage

    A.How to Lose Weight
    B.How to Save Breakfast
    C.A scientific Experiment
    D.Is Breakfast Necessary

    答案:D
    解析:

  • 第13题:

    When you're teenager(青少年) it seems that every time you say "l want to... ",your par-ents answer," No,you can' t. "

    Young people further complain that their parents do not (11) them. When something goes(12) ,most parents just don't believe in their children.(13) asking why,they think their kids are wrong. And not many parents allow their kids to choose for themselves.

    Yes,(14) is true that your parents sometimes treat you as a little could. But remember that not long ago you were really a child. Your parents still remember the childish (15) you used to make. They want to protect you (16) you don-t want them to do so.

    So,if you want to get(17 freedom(自由),please try to understand you don-t lie to them.Try a more friendly way.lf you want them to (18) you to stay out late,don't just say "All (19) kids can stay out late. Tell them as much as you can about what you want to do and where you’ll be and (20) it,s important for you to stay out late. Then they just might say "yes .

    ( )11.

    A. enjoy

    B. prefer

    C. understand

    D. decide


    正确答案:C
    11.C【解析】由句意可知.

  • 第14题:

    共用题干
    Knowing Your Real Personality from Sleeping Positions Everyone has got two personalities—the one that is shown to the world and the other that is secret and real. You don't show your secret personality when you're awake because you, can control yourself,but when you're asleep,your sleeping position shows the real you .In a normal night,of course,you often change your sleeping positions .The important position that best shows your se- cret personality is the one that you go to sleep. If you go to sleep on your back,you're a very open person .You normally trust people and you are easily influenced by new ideas.You don't like to make people unhappy,so you never ex- press your real feelings.You're quite shy and you aren't very confident. If you sleep on your stomach,you are a person who likes to keep secrets.You worry a lot and you're always easily becoming sad.You never want to change your ideas,but you are satisfied with your life the way it is .You usually live for today not for tomorrow. If you sleep on curled up,you are probably a very nervous person.You have a low opinion of yourself and often protect yourself from being hurt,so you are very defensive .You're shy and you don't usually like meeting people.You like to be on your own. If you sleep on your side,you have usually got a well-balanced personality.You know your strengths and weaknesses.You're usually careful. You have a confident personality.You sometimes feel worried,but you don't often get unhappy .You always say what you think,even if it makes people angry.

    What does the word“defensive”mean in the passage?
    A: 易怒的
    B: 攻击性的
    C: 外向的
    D:有戒心的

    答案:D
    解析:
    整篇文章介绍的是人物的性格特征,有外在的和内在的,这说明和科学有关。


    根据文章第一段中“The important position that best shows your secret personality is the one that you go to sleep.”可知应该是开始睡的时候。


    由文章第三段中的“If you sleep on your stomach, you are a person who likes to keep secrets.”可知。


    从文章第四段中“You have a low opinion of yourself and often protect yourself from be-ing hurt.”可知,保护自己不受到伤害,那么defensive意为“有戒心的”。


    由文章中的第二段到第五段可知。

  • 第15题:

    共用题干
    Bedwetting
    Millions of kids and teenagers from every part of the world wet the bed every single night,it's so common that there are probably other kids in your class who do it.Most kids don't______(51)their friends,so it's easy to feel kind of alone,like you might be the only one on the whole planet who wets the bed.But you are not______(52).
    The fancy______ (53)for bedwetting is nocturnal enuresis(夜间遗尿).Enuresis runs in families.This means that if you urinate(排尿),or pee, while you are______(54) ,there's a good______(55) that a close relative also did it when he or she was a kid.Just like you may have______(56)your mom's blue eyes or your uncle's long legs,you probably inherited bedwetting,too.
    The most important thing to remember is that no one______(57)the bed on purpose.It doesn't mean that you ' re______ ( 58 ) or a slob(懒汉).It ' s something you can ' t help______( 59 ).For some reason, kids who wet the bed are not able to feel that their bladder(膀胱)is full and don't______(60)up to pee in the toilet.Sometimes a kid who wets the bed will have a realistic______(61)that he is in the bathroom peeing-only to wake up later and discover he's all wet.Many kids who wet the bed are very______(62) sleepers.Trying to wake up someone who wets the bed is often like trying to wake a log-they just stay asleep.
    Some kids who wet the bed do it every single night.Others wet some nights and are______(63)on others.A lot of kids say that they seem to be drier when they sleep at a friend's or a relative's house.That's because kids who are anxious______(64)wetting the bed may not sleep much or only very lightly.So the brain may be thinking,"Hey,you!Don't wet someone else's bed!"This can help you ______(65)dry even if you're not aware of it.

    65._________
    A:end
    B:stay
    C:last
    D:begin

    答案:B
    解析:
    speak意思为“谈,讲”,主要强调说话的方式;report意思为“报告,报道”; tell意思为“告诉”,指将事情或信息传达给某人;ask意思为“请求,要求”。根据文章内容可知,应选C。
    But所引导的句子和之前的句子构成转折关系。前一句话中提到the only one,则此空处应填notalone。 alone指“孤单的,孤独的”, lonely也为“孤独”之意,但强调的是心灵上的孤独。
    由文章内容可知,nocturnal enuresis是bedwetting的别名,因此答案为C。
    此处所讲的内容为夜间遗尿的现象,因此该空应选择asleep,表示“睡着的”。unknown意思为“未知的”; unaware意思为“未认识到的”; sleepy表示“昏昏欲睡的”,但并没有睡着。
    据前文中。" Enuresis runs in families."可知,果一个人发生夜间遗尿现象那么很有可能其近亲孩提时也发生过此种情况。chance表示“机会,可能性”,符合句意。
    由该句子的后半部分中的inherit和too可以得知,此空处应填inherit,表示“遗传得到”。
    wet意思是“弄湿,使……潮湿”,符合句意。climb爬,攀登;care关心;fix固定,修理。
    该空处的词和or之后的a slob(懒汉)为并列关系,lazy意思是“懒惰的”,符合文意。 untidy不整洁的;unclear不清楚的,不明白的;stupid愚蠢的。
    本句中something之后的成分为定语从句,对something起修饰限定的作用。can ' t help doing something意为“情不自禁做某事”,符合文意。
    wake up为固定搭配,含义是“醒来,唤醒”,符合文意。live up to不辜负;set up建立,安排;rise up上升,起义。
    由下文破折号之后的wake up later可知,此处是表示在睡梦中,故选dream。 memory记忆;thought想法,思想;idea主意,想法。
    deep sleeper意思是“深度睡眠者”,表示睡眠程度深、不容易被唤醒的人,与下一句的意思相呼应,故选A。
    由上下文可知,该句的意思是“一些孩子有时会出现晚上遗尿现象,而有时则不会”, dry的意思是“干的”,和前面的wet对应,符合文意。bad坏的;sad伤心的;poor贫穷的。
    be anxious about为固定用法,意思是“忧虑,担心”,符合文意。
    stay意思是“保持”, stay dry即指不发生遗尿的情况,符合文意。end结束,终止;last持续;begin开始。

  • 第16题:

    共用题干
    第二篇

    Harmless Revenge

    Revenge is one of those things that everyone enjoys.People don't like to talk about it,though.Just the
    same,there is nothing more satisfying or more rewarding than revenge.The purpose is not to harm your vic-
    tims but to let them know that you are upset about something that they are doing to you.Careful plotting can
    provide you with relief from bothersome co-workers,gossiping friends,or nagging family members.
    Co-workers who make comments about the fact that you are always fifteen minutes late for work can be
    taken care of very simply.All you have to do is get up extra early one day.Before the sun comes up,drive
    to each coworker's house.Reach under the hood of your coworker's car and disconnect the center wire that
    leads to the distributor cap,the car will be unharmed,but it will not start,and your friends at work will all
    be late for work on the same day.If you're lucky,your boss might notice that you are the only one there and
    will give you a raise.
    Gossiping friends at school are also perfect targets for a simple act of revenge.A way to trap either male
    or female friends is to leave phony messages on their lockers.If the friend that you want to get is male,leave
    a message that a certain girl would like him to stop by her house later that day.With any luck,her boyfriend
    will be there.The girl won't know what's going on,and the victim will be so embarrassed that he probably
    won't leave his home for a month.
    When Mom and Dad and your sisters and brothers really begin to annoy you,harmless revenge may be
    just the way to make them quiet down for a while.The dinner table is a likely place.Just before the meal
    begins,throw a handful of raisins into the food.Wait about five minutes and,after everyone has begun to
    eat,cover your mouth with your hand and begin to make odd noises.When they ask you what the matter is,
    point to a raisin and yell,"Bugs!"They dump their food in the disposal,jump into the car,and head for
    McDonald'a.That night,you'll have your first quiet,peaceful meal in a long time.
    A well-planned revenge does not have to hurt anyone.The object is simply to let other people know that
    they are beginning to bother you.

    The main topic of the passage is how to
    A:avoid nagging family members
    B:silence gossiping friends
    C:make a harmless revenge
    D:deal with bothersome coworkers

    答案:C
    解析:
    由文章第一段和最后一段可知,无恶意的报复行为是为了让你的报复对象知道他们打 扰到你了。B项:对打扰你的人采取行动是正确的。
    由文章第二段可知,在某一天早上早起,开车到每一位同事的家门前,不用毁坏他们的 车子但要使车子都发动不了。这样当你的老板发现只有你一个人没有迟到时就会给你加薪。 故选A。
    由文章第三段最后一句话可知,女孩对此一无所知。
    由文章倒数第二段可知,要想摆脱唠叨的家人,可以在晚饭前丢一把葡萄干到食物里, 然后在开饭时指着葡萄干对他们说:“有虫子!”由此可知,家人们随后倒掉食物是因为A项: 他们误认为食物被糟蹋了。
    本文的主旨是C项:进行无恶意的报复。

  • 第17题:

    共用题干
    第二篇

    Harmless Revenge

    Revenge is one of those things that everyone enjoys.People don't like to talk about it,though.Just the
    same,there is nothing more satisfying or more rewarding than revenge.The purpose is not to harm your vic-
    tims but to let them know that you are upset about something that they are doing to you.Careful plotting can
    provide you with relief from bothersome co-workers,gossiping friends,or nagging family members.
    Co-workers who make comments about the fact that you are always fifteen minutes late for work can be
    taken care of very simply.All you have to do is get up extra early one day.Before the sun comes up,drive
    to each coworker's house.Reach under the hood of your coworker's car and disconnect the center wire that
    leads to the distributor cap,the car will be unharmed,but it will not start,and your friends at work will all
    be late for work on the same day.If you're lucky,your boss might notice that you are the only one there and
    will give you a raise.
    Gossiping friends at school are also perfect targets for a simple act of revenge.A way to trap either male
    or female friends is to leave phony messages on their lockers.If the friend that you want to get is male,leave
    a message that a certain girl would like him to stop by her house later that day.With any luck,her boyfriend
    will be there.The girl won't know what's going on,and the victim will be so embarrassed that he probably
    won't leave his home for a month.
    When Mom and Dad and your sisters and brothers really begin to annoy you,harmless revenge may be
    just the way to make them quiet down for a while.The dinner table is a likely place.Just before the meal
    begins,throw a handful of raisins into the food.Wait about five minutes and,after everyone has begun to
    eat,cover your mouth with your hand and begin to make odd noises.When they ask you what the matter is,
    point to a raisin and yell,"Bugs!"They dump their food in the disposal,jump into the car,and head for
    McDonald'a.That night,you'll have your first quiet,peaceful meal in a long time.
    A well-planned revenge does not have to hurt anyone.The object is simply to let other people know that
    they are beginning to bother you.

    As a harmless revenge,you might come first and get a raise by________.
    A:making your colleagues come late
    B:getting up earlier than your colleagues
    C:destroying your colleagues' cars
    D:pleasing your boss

    答案:A
    解析:
    由文章第一段和最后一段可知,无恶意的报复行为是为了让你的报复对象知道他们打 扰到你了。B项:对打扰你的人采取行动是正确的。
    由文章第二段可知,在某一天早上早起,开车到每一位同事的家门前,不用毁坏他们的 车子但要使车子都发动不了。这样当你的老板发现只有你一个人没有迟到时就会给你加薪。 故选A。
    由文章第三段最后一句话可知,女孩对此一无所知。
    由文章倒数第二段可知,要想摆脱唠叨的家人,可以在晚饭前丢一把葡萄干到食物里, 然后在开饭时指着葡萄干对他们说:“有虫子!”由此可知,家人们随后倒掉食物是因为A项: 他们误认为食物被糟蹋了。
    本文的主旨是C项:进行无恶意的报复。

  • 第18题:

    Five Ways to Win Over Everyone in the Office Is it possible to like everyone in your office?Think about how tough it is to get together 15 people,much less 50,who all get along perfectly.But unlike in friendships,you need coworkers.You work with them every day and you depend on them just as they depend on you.Here are some ways that you can get the whole office on your side 41.____If you have a bone to pick with someone in your workplace,you may try stay tight-lipped around them.But you won't be helping either one of you.A Harvard Business School study found that observers consistently rated those who were frank about themselves more highly,while those who hid lost trustworthiness.The lesson is not that you should make your personal life an open book,but rather,when given the option to offer up details about yourself or painstakingly conceal them,you should just be honest.42._____Just as important as being honest about yourself is being receptive to others.We often feel the need to tell others how we feel,whether it's a concern about a project,a stray thought,or a compliment.Those are all valid,but you need to take time to hear out your coworkers,too.In fact,rushing to get your own ideas out there can cause colleagues to feel you don't value their opinions.Do your best to engage coworkers in a genuine,back-and-forth conversation,rather than prioritizing your own thoughts.43._____It's common to have a“cubicle mate"or special confidant in a work setting.But in addition to those trusted coworkers,you should expand your horizons and find out about all the people around you.Use your lunch and coffee breaks to meet up with colleagues you don't always see.Find out about their lives and interests beyond the job.It requires minimal effort and goes a long way.This will help to gTow your internal network,in addition to being a nice break in the work day.44._____Positive feedback is important for anyone to hear.And you don't have to be someone's boss to tell them they did an exceptional job on a particular project.This will help engender good will in others.But don't overdo it or be fake about it.One study found that people responded best to comments that shifted from negative to positive,possibly because it suggested they had won somebody over.45.______This one may be a bit more difficult to pull off,but it can go a long way to achieving results.Remember in dealing with any coworker what they appreciate from an interaction.Watch out for how they verbalize with others.Some people like small talk in a meeting before digging into important matters,while other are more straightforward.Jokes that work one person won't necessarily land with another,So,adapt your style accordingly to type.Consider the person that you re dealing with in advance and what will get you to your desired outcome.44选?

    A.Give compliments,just not too many.
    B.Put on a good face,always.
    C.Tailor your interactions.
    D.Spend time with everyone.
    E.Reveal,don't hide,information.
    F.Slow down and listen.
    G.Put yourselves in others'shoes.

    答案:A
    解析:
    解析:根据段落转折句,“但是不要过度去做或者做假。应该做的内容就在下句,“一个研究发现,人们对于从负面到正面的评价反应最好,也许因为这个评价表明他们有比其他人做得好。因此这就是要称赞,但是不能太多。

  • 第19题:

    资料:Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
    Three of the processes that go on inside your body that have a major impact on your rate of aging are called “glycation”, “inflammation” and “oxidation”.
    When we talk about aging, we’re not just talking about wrinkles on your skin or how thick your hair is, we’re also talking about factors that you can’t see, such as how well your organs function, and whether your joints are degrading.

    What may make you feel 10 years older than your real age?

    A.eating food on a daily basis.
    B.often eating the improper foods.
    C.biochemical reactions in your body.
    D.starting to eat the right foods.

    答案:C
    解析:
    本题考查的是细节理解。
    【关键词】what make you feel 10 years older; real age
    【主题句】第1自然段Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.因为你每天吃的每一种食物在你体内发生的生物化学反应,有些食物使你比你的实际年龄要老得快,而其他食物则有助于对抗衰老。
    【解析】本题的问题是“什么会使你感觉比实际年龄老十岁?”。选项A意为“每天吃食物”;选项B意为“经常吃不合适的食物”;选项C意为“体内生物化学反应”;选项D意为“开始吃正确的食物”根据主题句可知,由于体内的生物化学反应,故选C。

  • 第20题:

    资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
    Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
    If you fall into either of these categories,it’s smart to focus on raising your credit scores.
    If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.

    The solution(s) for Bad-credit could be______.

    A.having accounts sent to collections.
    B.looking for a no-credit credit card.
    C.paying down the balance.
    D.closing your credit accounts.

    答案:B
    解析:
    本题考查的是细节理解。
    【关键词】solution(s) for Bad-credit
    【主题句】倒数第3自然段Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.不良信用可能是由于财务失误造成的,包括错过付款,拖欠贷款或账户被银行托收。如果您属于此类别且需要信用,您将需要查找信用不良的信用卡。在这种情况下,担保卡或信用建设者贷款也是一个不错的选择。您也可能有资格获得不良信用的个人贷款。如果您仍有未结账户,请即时支付余额,但如果可以避免,不要关闭信用账户。
    【解析】本题的问题是“不良信用的解决方案可能是_______”A选项“账户被银行托收”;B选项“寻找无信用的信用卡”;C选项“支付余额”;D选项“关闭您的信用账户”。根据题目中关键词找到主题句,A选项是导致不良信用的缘由,而非解决方案,故错误;B选项与题干“寻找信用不良的信用卡”相符,故正确;必须在有未结账户的前提下,选择支付余额,C选项缺少限制条件,故错误;D选项与题干“不要关闭信用账户”相矛盾,故错误。故选B。

  • 第21题:

    资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
    Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
    If you fall into either of these categories,it’s smart to focus on raising your credit scores.
    If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.

    It can be inferred that the potential lenders______

    A.will probably loan money bad-credit people as they still have open accounts.
    B.will probably loan money no-credit people as they haven’t made any financial mistakes.
    C.won’t risk loaning money or extending credit to no-credit person or bad-credit person.
    D.None of above

    答案:C
    解析:
    本题考查的是推理判断。
    【关键词】inferred;potential lenders
    【主题句】第3自然段Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.潜在的贷款人会想知道你确定会偿还你所借的款项。他们应该不会冒险借钱或将信贷扩展到信誉度可疑的人,或者更糟糕的是,有不良的资金管理记录的人。
    【解析】本题的问题是“可以推断出潜在的贷款人,_______”。A选项“因为他们仍有开户,可能会向坏账信贷人员贷款”;B选项“由于没有出现任何经济上的错误,他们可能会向没有信贷的人贷款”;C选项“不会冒险借款,或向无信贷人或不良信用人提供信贷”;D选项“以上皆不”。根据题目中关键词找到主题句,贷款人不会冒险贷款,故选C。

  • 第22题:

    资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
    Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
    If you fall into either of these categories,it’s smart to focus on raising your credit scores.
    If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.

    Which topic has not been covered in the passage?

    A.Next steps to take for people in different categories
    B.How no credit and bad credit are different
    C.How no credit and bad credit are similar
    D.All the above have been discussed in the passage

    答案:D
    解析:
    本题考查的是细节理解。
    【关键词】topic;not been covered
    【主题句】第1自然段No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.经常听到无信用、不良信用这些术语,它们之间很容易混淆,但这些信用状态并不是一回事。
    第2自然段Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.无论您没有信用还是信用不良,有一件事是肯定的——您没有良好的信誉。没有良好的信誉,您在申请贷款或信用卡时都势必要打一场硬战。
    第6自然段If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.如果您属于无信用类别,则不一定是出现了什么财务问题。在这种情况下,对于无信用的人而言,创建信用记录的一种好方法是获取信用卡。
    第7自然段If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.如果您属于此类别且需要信用,则需要查找不良信用的信用卡。
    【解析】本题的问题是“文章中没有涉及哪个主题?”A选项“为不同信用类别的人们提供后续步骤”;B选项“没有信用和不良信用是不同的”;C选项“没有信用和不良信用是相似的”;D选项“以上所有内容已在文章中讨论过”。通读全文,作者在开头提出无信用和不良信用虽然易混,但是截然不同,并具体阐释两者共通之处和相互差异。之后,给予两种不同信用状态用户相应的解决措施和方法,因而选项A、B、C文章都谈论到,故选D。

  • 第23题:

    资料:No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
    FIND OUT WHY
    If you decide to proceed in addressing the behavior,think about whether there have been behavior changes recently.Is the negativity a constant or has the behavior escalated?If the latter ,was there an event that led up to the change?Individuals in the workplace live multi-dimensional lives,and other non-workplace stresses may impact work productivity and mood.
    In an April 2016 report in the Journal of Managerial Psychology,a team of Toronto researchers found that employee who are cynical of their workplace may feel more positive if their managers are supportive.
    DISCUSS GOALS
    When discussing the situation with your negative employee,it is recommended to frame the discussion in the context of the Individual’s goals.”Tone policing” where you simply point out pessimistic commentary without addressing the root cause, rarely works and may just cause more resentment.Get to the root of the issue and find out if the employee needs additional training,perhaps in management or communication skills,to overcome a deficit.
    ADDRESS ISSUES
    A direct,solutions-oriented conversation with the employee can uncover problems or circumstances driving the behavior.If there are workplace issue that can be solved,consider doing so if it make sense.If there are personal issues that have caused an escalation in negative behavior,examine whether accommodations can be made to help the person while they’re going through such challenges.Some employees don’t have great interpersonal skills,and putting them in jobs where they are more focused on job-related tasks than on interactions with others can be an effective solution,too.

    This article is most likely taken from

    A.Three Way to Build an Effective Team
    B.How to be a Positive Employee
    C.Is it Important to Sustain a Successful Workplace Environment
    D.Several Tips for Managing a Team

    答案:A
    解析:
    本题考查的是细节理解。
    【关键词】article; likely;taken from
    【主题句】第1自然段If you ‘re dealing with a negative employee, here are 3 steps to take.如果你在和一个消极的员工打交道,这里有三个步骤。
    【解析】本题的问题是“本文最可能是来自以下哪一篇文章?”。选项A意为“建立有效团队的三种方法”;选项B意为“如何成为积极的员工”;选项C意为“维持成功的工作环境非常重要”;选项D意为“管理团队的几个技巧”。根据主题句可知,本文主要介绍了和消极员工打交道的三种方式,故选A。